Although there are many studies on the adoption intentions for smartphone-based mobile banking, there is no apparent effect on the popularity of it. This is because the smartphone users have a resistance to innovation on mobile banking. The purpose of this study is to identify and analyze the relationship between user resistance and different factors from innovation and user’s characteristics. ...

In Stackelberg security games, a defender must allocate scarce resources to defend against a potential attacker. The optimal defense involves the randomization of scarce security resources, yet how attackers perceive the risk given randomized defense is not well understood. We conducted an experiment where attackers chose whether to attack or not attack targets protected by randomized defense s...

Recent global (1) and national (2,3) health equity initiatives conclude that the elimination of health disparities requires improved understanding of social context (4,5) and ability to measure social determinants of health, including food and housing security (3). Food and housing security reflect the availability of and access to essential resources needed to lead a healthy life. The 2013 Beh...

Consumer trust has been recognised as a critical component of the electronic banking industry. Factors that affect trust and its development vary from traditional banking services because of the uncertain nature of the online environment. Extensive efforts in identifying factors that affect trust have shown security to play an important role in its development. Every step in the online banking ...

In Stackelberg security games, a defender must allocate scarce resources to defend against a potential attacker. The optimal defense involves the randomization of scarce security resources, yet how attackers perceive the risk given randomized defense is not well understood. We conducted an experiment where attackers chose whether to attack or not attack targets protected by randomized defense s...

Penelitian ini bertujuan guna mendapati pengaruh brand image, trust, security, perceived usefulness, dan ease of use terhadap adoption intention fintech. dijalankan dengan metode survei penyebaran kuesioner kepada 150 responden yang merupakan pengguna layanan fintech di mall Kota Batam diuji SPSS versi 25. didapati hasil menunjukkan image trust tidak berpengaruh fintech, sedangkan positif

the current study aims to identify the effective factors and barriers to loyalty in electronic banking services in the private banks customers. for this purpose, a survey was done with a questionnaire sampling from 420 customers of private banks in golestan province, who have used electronic banking services in 2011. the results indicated that seven factors including preference, customer satisf...