The purpose of this study is to examine the current state and perspectives non-cash payments by using payment cards in Ukraine, Poland, Sweden, Romania Hungary. factors transformation term "non-cash payments" into "payment system" are considered article. Methodology: theoretical practical database bank market as an information base research. In course research general, scientific, empirical met...

Received Nov 21, 2017 Revised Jan 29, 2018 Accepted Feb 17, 2018 Our paper aim is to design a reprogrammable smart payment card that replaces all other cards in the wallet assembled using an ultra-low power epaper display, Bluetooth Communication, capacitive touch sensor and NFC. The controllers used in this project based on ARM Cortex-M architecture. The main advantage of this paper is the car...

Permission to make digital or hard copies of all or part of this work for personal or classroom use is granted without fee provided that copies are not made or distributed for profit or commercial advantage and that copies bear this notice and the full citation on the first page. To copy otherwise, to republish, to post on servers or to redistribute to lists, requires prior specific permission ...

NFC (Near Field Communication) technology facilitates mobile phone usage of billions of people throughout the world that offers diverse services ranging from payment and loyalty applications to access keys for offices and houses. NFC technology is one emerging and promising technology that have adopted smart card as secure element (SE) to provide a secure area for the execution of multiple appl...