health insurance “across state lines” are often promoted to address the challenges of high health insurance costs and a lack of choice among insurers and have been a core component of alternative health reform proposals since the mid-2000s. Critics, however, argue that across state lines proposals would lead to deregulation and a “race to the bottom” where health insurers relocate to the states...

1.1 Research and developments in the field of human genetic science will have profound consequences. Not least, it raises concerns for the use of and access to genetic information. In particular, there are perceptions that genetic testing will be seized upon by insurers as a powerful tool to identify those with a favourable genetic profile. Put the other way around, it is assumed that insurers ...

In this article, Mattke and his colleagues discuss the risk that strategic behavior by health insurers could unravel the market for curative therapies for chronic diseases. Because the cost of these cures is front-loaded but the benefits accrue over time, insurers might attempt to delay treatment or avoid patients who require it, in the hope that they might change insurers. The authors discuss ...

Commonly cited causes of the crisis include the high number of lawyers in the United States, increasing litigiousness of society, juries which side with victims rather than uncaring big business, and the growing technological complexity of society (Huber 1987). Notably absent from such accounts are explanations relating to the management practices of insurers themselves. Why are there so many t...

Abstract The relevance of the article due to fact that insurance industry Ukraine at present stage is developing in global financial, economic and CORONA crisis, which deepens a number unresolved problems: increases risk companies, reduces demand for products; distrust on part potential insurers has increased, increasing competition between sphere influence customers. purpose articles prepare t...

Today, nine OECD countries have national terrorism insurance programs based on some type of public-private risk sharing. While such arrangements helped provide the necessary insurance capacity in the post-September 11, 2001 era, little is known about the impact of such governmental intervention in terrorism insurance markets. This paper focuses on the United States, where the Terrorism Risk Ins...