Consumers’ concerns about conducting electronic business transactions and the risks involved have a vital impact on the transition of electronic business. This paper deals mainly with consumers’ willingness to conduct Electronic-commerce and their knowledge of the security measures used in online transactions. In an inferential survey Human Resource (HR) and Information Technology (IT) consumer...

The paper presents an approach towards executing transactions between enterprises, governmental bodies and banking institutions, based on ERP applications connected over the Internet. The work builds on a review of current XML standards for representing business processes and data (e.g. ebXML, UN/EDIFACT, RosettaNet, ebisXML) as well as standards for the technological deployment of such solutio...

Bitcoin is a digital currency and electronic payment system operating over a peer-to-peer network on the Internet. One of its most important properties is the high level of anonymity it provides for its users, who are identified by their Bitcoin addresses, which are random strings in the public records of transactions, the blockchain. When a user initiates a Bitcointransaction, their Bitcoin cl...

Transactions on online markets require a great deal of trust among anonymous trading partners. To mitigate some of the risks involved in anonymous transactions, several online market sites have implemented reputation management mechanisms that differ in structure and probably functionality. In a series of experiments, this study examines the impact of two simple reputation management mechanisms...

This paper examines the users’ perspective on the security of Internet banking in Australia within the social context. This user-centered design approach supplements the technological and industrial approaches to security. The user-centered research on banking was conducted at the Royal Melbourne University of Technology University and Griffith University, both of which are part of the Smart In...

In this paper, we demonstrate how Trusted Computing technology can be used to enhance the security of Internet-based Card Not Present (CNP) transactions. We take a pragmatic approach, focusing here on exploiting features of Trusted Computing as it is being deployed today. Thus we rely only on the presence of client-side Trusted Platform Modules, rather than upon the “idealised” deployment in wh...

Ubiquitous networking facilitates Internet access across multiple network environments, whose value is tied directly to user perceptions of its ability to securely execute transactions. Prior research has cited awareness, trust, and risk as critical determinants of adoption but has failed to examine these factors as they relate to infrastructure and its provider. Because information in transit ...

This study examines the impact of intermediaries (dealers) in online Consumer-to-Consumer (C2C) market. Online C2C transactions, such as the Internet auctions on eBay, are one of the most successful forms of electronic commerce (e-commerce). It has been suggested by many scholars that the Internet or electronic markets will eliminate intermediaries by lowering search cost and allowing direct an...

This paper summarizes academic literature on Internet banking drivers and found that there is a need to conduct research on corporate customer Internet banking adoption behaviour. The empirical data were collected from a questionnaire survey of 223 business firms selected from the telephone directory in Klang Valley area in Malaysia. This study examines the relationship between Internet banking...

With the expansion of Web sites to include business functions, a user interfaces with e-businesses through an interactive and multi-step process, which is often time-consuming. A loss of connection, or any other system failure, can result in the loss of work accomplished prior to the disruption. This work must then be repeated upon subsequent reconnection { often at signi cant cost in time and ...