PURPOSE Consumer-directed health plans (CDHPs) are a new health insurance product that is of growing interest to employers who are struggling to cope with rising health insurance premium costs and to consumers who are desiring more choice and engagement in their health care. This paper presents the results of a study of California consumer awareness of, and attitudes toward, CDHPs in the contex...

Abstract Weather shocks affect smallholder farmers and pastoralists in Sub-Saharan Africa unequally. Agricultural insurance has emerged as a safety net option to protect farmers’ welfare. However, comparison other regions, fewer African have adopted agricultural insurance. This review synthesises broad recent literature on why take-up remained low highlights six key themes, including: (1) produ...

We conduct a series of field experiments to evaluate the quality of advice provided by life insurance agents in India. Agents overwhelmingly recommend unsuitable, strictly dominated products, which provide high commissions to the agent. Agents cater to the beliefs of uninformed consumers, even when those beliefs are wrong. We test whether regulation or the market can improve advice. A natural e...

The National Health Insurance Program is a compulsory social health insurance. This security has good and bad effects. Its effect the community gets protection in form of facilities. But it estimated adverse effects experienced by pharmaceutical companies. price product era been determined government, where below company's production costs coupled with deficit Social Security Organizing Agency ...

This article describes the extent of, and trends in, workrelated injuries and diseases in poultry farming in NSW, using new major claims data from the Workers’ Compensation Scheme over a nine-year period (1991– 1992 to 1999–2000) for the analysis. Poultry farming, which includes industries that produce poultry for meat and poultry for eggs, was the fifth largest rural industry in NSW in 1999–20...

Support for reform is at its highest level, but criticism of President Bill Clinton's plan is widespread. Nevertheless, the core components of the Clinton plan should be supported. These include (1) building on existing employer-based health insurance with a mandate that employers offer coverage to all workers and pay a substantial portion of the premium; (2) requiring that coverage be universa...

Major political parties remain publicly committed to Medicare and community-rated voluntary health insurance. It is important to understand the future financial consequences of this policy in order to assist community debate about whether such a commitment is appropriate or some other policy should be developed. This paper describes development of, and results from, the APHA health financing mo...

US analysts and decisionmakers interested in comparative health policy typically turn to European perspectives, but Brazil-notwithstanding its far smaller gross domestic product and lower per capita health expenditures and technological investments-offers an example with surprising relevance to the US health policy context. Not only is Brazil comparable to the United States in size, racial/ethn...

The purpose of this paper is to assess the gaps in the adoption of crop insurance in Thailand and suggest possible solutions relating to policy support and framework, implementation mechanisms, technology adoption, and awareness amongst farmers. The methodology includes a literature review, interaction with officials, rice experts and insurance experts, and discussion with farmers. A study was ...

The article is devoted to the study of world insurance market development, analysis factors which influence an object research. role markets in economics each country extremely significant. In developed countries people actively use life insurance, health property and financial risk insurance. Considering that a prime purpose companies provide public with services protection, there need pay det...