today, the route for economic development in most countries is the same as international open competitive economy. economic institutes well known that supportive public economy belonged on the past and they may compete in the global economy. it is obvious that if they have no competitive potency or not familiar with competition technique, they may be devastated. banking system aims to collect t...

language learning courseware has been receiving growing attention by english educators since its advent. a variety of softwares have been designed by software designers and resorted to by language educators to supplement language textbooks. this experimental study investigated how the application of computerized version of language textbooks and the reception of the entire course through comput...

چکیده اساسی ترین منبع استراتژیک هر سازمان یا جامعه،منابع انسانی می باشد.جوامع موفق،جوامعی هستند که بتوانند منابع انسانی خود را به طور صحیح پرورش و توسعه دهند. در اقتصاد امروز، دانش به عنوان مهمترین سرمایه، جایگزین سرمایه مالی و فیزیکی شده است . دانش و اطلاعات به رشد اقتصادی کمک می کند.این امر موجب افزایش اهمیّت سرمایه فکری به عنوان مقوله ای پژوهشی شده است. مدیریت منابع انسانی یعنی مدیریت و ادار...

it is definitely necessary to understand the concept and behavior of causation of life insurance policies and its determinants for insurance managers, regulators, and customers. for insurance managers, the profitability and liquidity of insurers can be increasingly influenced by the number of causation through costs, adverse selection, and cash surrender values. therefore, causation is a materi...

during the process of reading, sometimes learners use ineffective and inefficient strategies and some factors may influence their use of strategies. perhaps critical thinking is one of these factors. this study aims to identify those categories of reading strategies that are mostly used by iranian efl learners and to see if there is any significant relationship between the critical thinking abi...