A micropayment scheme is designed for providing efficient and secure solution for online payment ecosystems. Micropayment applications have turns to be general usage in electronic payment due to the fasted development of the Internet and the improving sophistication of electronic commerce. It is specifically designed for the customer to make the safe payment. Assaulters commonly aim to stealing...

Online payments are a critical issue in electronic markets. This research investigates online payment choices using probit and nested logit model based on the survey data we collected from eBay users. We develop a theoretical framework to model payment choices between the trader partners based on risk, convenience and cost dimensions. Then, we analyze how product attributes, traders’ characteri...

The high market penetrations of mobile personal devices including mobile phones, PDAs have paved a way for the development of new application models in Mobile Commerce. Mobile phones are well suited with mobile commerce to reach the customers anywhere and at any time. Mobile Payments are the natural evolution of e-payment schemes that facilitate mobile commerce. The mobile payment markets are c...

Electronic payment systems have gradually become an important issue nowadays because of the popularity and importance of electronic commerce on the Internet. Security and convenience related topics are the most important issues that concern people. The electronic micropayment is one of the most popular research topics on electronic commerce. Recently, many efficient micropayment schemes, based ...

The learning objects paradigm actually drives the majority of researches and commercial developments in elearning field. Nevertheless, this paradigm has been harshly criticized due to the fact that it has not achieved the objectives proposed in its initial definition. This, together with some false assumptions surrounding the e-learning concept, have led costumers and organizations to the belie...

The popularity of the e-commerce facilitates the tax evasion a lot, and the anti-tax evasion work in the e-commerce area becomes urgent. We introduced a union-bank online payment mode, which can solve many problems of existing mode such as main body status, standardization and inter-bank payment. Besides, it provides a platform for some value added services such as anti-tax evasion, anti-money ...

This study empirically investigates how the different e-payment methods performed during pandemic as an alternative medium to traditional mode of payment. E-payment namely Real Time Gross Settlement (RTGS), National Electronic Fund Transfer (NEFT), Aadhaar Enabled Payment System (AEPS), Unified Payments Interface (UPI), and Immediate Service (IMPS) are considered from June 1, 2020, November 30,...

The Internet Open Trading Protocol (IOTP) is an electronic commerce protocol being developed by the Internet Engineering Task Force. IOTP aims at providing an interoperable framework for electronic commerce (ecommerce) over the Internet. IOTP is expected to evolve into one of the central building blocks for the developing of next generation e-commerce on the Internet. The success of electronic ...

In this paper, a system for controlling transaction flow in card-based payment systems and its performance benefit using mobile agents is presented. The model consists of the negotiation semantics, the mobile agent module, and three interactive systems in e-payment: the bank, point-of-sale (POS), and the Interswitch. We present a mobile agent-based scenario for e-payment system and discuss the ...

background equity of access to health and provider payment mechanism in healthcare is a worldwide debated. healthcare reforms are primarily designed to improve productivity, economic efficiency and quality of care; however, an appropriate reimbursement of healthcare providers for services offered to patients and marinating a robust payment mechanism are not elucidated yet. conclusions no single...