Research referring to e-Banking portals has often been conducted focusing on acceptance and usage of private customers. The customer group of small and medium enterprises (SME) was only rarely an object of investigation. Especially SMEs are a difficult group for banks to be profitable in. An obvious trend in this context is the strategy of banks to increase profits by improving cross-selling fi...

As life becomes more and more convenient with all sorts of high-techs around, traveling has become more and more popular. Travelers nowadays can choose to use either common metallic/paper currency or credit cards to pay their bills. However, money in pockets or wallets/purses is subject to being robbed of, while credit cards are at the risk of being cloned. The traveler’s check, which is a thir...

We investigate how bank competition a ects the e ciency of credit allocation, using a model of spatial competition. Our analysis shows that bad loans are more likely the larger the number of banks competing for customers. We study further how many banks will be active if market entry is not regulated. Free entry can induce too much entry and thus too many bad loans compared to the social optimu...

abstract in recent years, the practice of using corporate websites to recruit job applicants has increased steadily. the aim of this paper is to review and analyze the e- recruitment in iran. in this article, we examine e-recruitment situation in premier 100 iranian organizations through websites content analysis. these top 100 organizations were introduced by the imi in 1390. this ranking is b...

As China’s accession into the World Trade Organization and opening its financial market, competition in the banking industry is getting throat-cutting in China. Using Internet banking to acquire market shares is critical for banks’ survival and therefore understanding drivers for Internet banking adoption is critical for banks’ success. Applying Davis’s technology acceptance model and incorpora...

E-banking has become a new way of doing business and an important alternative for many banks and their customers. The acceptance of e-banking is affected by several factors, including the personal attitude of the users that influences normality and the context in which it is used. This study examines 150 customers of four major banks in Brunei Darussalam to explore the behavioral intent of the ...

e present a new filter bank design method for subband adaptive beamforming. Filter bank design for adaptive filtering poses many problems not encountered in more traditional applications such as subband coding of speech or music. The popular class of perfect reconstruction filter banks is not well-suited for applications involving adaptive filtering because perfect reconstruction is achieved th...

In today's world, most financial transactions are carried out using done through electronic instruments and in the context of the Information Technology and Internet. Disregarding the application of new technologies at this field and sufficing to traditional ways, will result in financial loss and customer dissatisfaction. The aim of the present study is surveying and analyzing the use of elect...