79 The European banking sector is currently undergoing rapid changes due to recent financial market developments and the introduction of new legislation, such as the Capital Requirements Regulation/Capital Requirements Directive IV. This study aims to identify emerging patterns of these changes in the European banking sector via clustering analysis. There is a broad stream of literature analyzi...

Transaction banking is changing in a fast pace due to digitalization, changes in regulation, new competition in the market etc. This acronym VUCA describes this environment; Volatility, Uncertainty, Complexity and Ambiguity. Due to changes in technology, politics and economics strategic renewal is critical to ensure long term survival. Middle managers play a vital role within strategic renewal ...

The author reviews the theoretical and empirical literature to examine the traditional perception that the following trade-off exists between economic efficiency and stability in the banking system: a competitive banking system is more efficient and therefore important to growth, but market power is necessary for stability in the banking system. That this trade-off exists is not clear. Market p...

The banking industry is a strong leader in the use of Internet technologies for revolutionizing customer services. This study explores demographic and financial factors that may affect the use of Internet-Banking (IB) services provided by a large bank. The study analyzed certain IB activities for a large sample of the bank's customers. The analysis highlights some usage characteristics and patt...

We study the effects of macroprudential commercial bank regulation on shadow banking sector via an estimated New Keynesian DSGE model that differentiates between monopolistically competitive banks and rely funding in a perfectly market for investments. find tighter capital requirements increase lending, which may have adverse financial stability effects. Coordinating tightening with monetary ea...