Identification and verification of a person today is a common thing; which may include door-lock system, safe box and vehicle control or even at accessing bank accounts via ATM, etc which is necessary for securing personal information. The conventional methods like ID card verification or signature does not provide perfection and reliability. The systems employed at these places must be fast en...

The increasing demand for easily accessible cash drives banks to expand their Automatic Teller Machine networks. As the network increase it becomes more difficult to supervise it while the operating costs rise significantly. Cash demand needs to be forecasted accurately so that banks can avoid storing extra cash money and can profit by mobilizing the idle cash. This paper is motivated by the Ne...

Self service technology (SST) merupakan teknologi yang memungkinkan nasabah untuk bertransaksi ataupun melakukan pelayanan secara mandiri tanpa tergantung pada karyawan, dunia perbankan layanan self dapat digunakan yaitu automatic teller machine/ATM dan mobile banking guna mempermudah nasabah. Penelitian ini bertujuan menjelaskan pengaruh terhadap kepuasan pengguna digital syariah. Variabel dal...

Purpose Empirical research on the relationship between financial inclusion and economic growth has neglected influence of religion or secularism. This study aims to investigate effect in religious secular countries. Design/methodology/approach The indicators are number automated teller machines (ATMs)per 100,000 adults bank branches per adults. These two accessibility dimension based physical p...

A good logistics system is one factor that affects the smooth running of company activities. Currently, transportation costs account for about two-thirds total costs, so to increase efficiency, companies try maximize use equipment and personnel by determining optimal distribution route. Route optimization can be done using Vehicle Routing Problem Clarke- Wright Method. PT. XYZ a engaged in main...

In this paper we showed our ATM named “FACT-V” to improve universal access and quality of interaction from two viewpoints: (1) input methods for the blind to operate complicated function and (2) ergonomic design of ATM for wheelchair users.