This paper aims to study and examine the value systems among the students region of Islamic Azad universities. The population includes all students in academic year 2008-9 among whom 400 ones were selected from 10 universities as a sample. The students' value hierarchies were examined using Alpourt 45- item questionnaire(A.V.L). Descriptive and t-inferential statistics and multivariate variance...

In this paper we employ the theory of the term structure of interest rates and the pricing of interest contingent contracts to determine the fair value of insurance for depository institutions. The balance sheet of a bank is taken to consist of long and short positions in various fixed income securities. Deposit insurance for the bank is a put option on the value of the assets. The value of dep...

the basic model for valuation of firm is the dividend discount model (ddm). when investors buy stocks, they expect to receive two types of cash flow: dividend in the period during which the stock is owned, and the expected sales price at the end of the period. in the extreme example, the investor keeps the stock until the company is liquidated; in such a case, the liquidating dividend becomes t...

The present contribution illustrates the documentation and setting up of a digital database portion Bellisomi-Vistarino Palace in Pavia (Italy), relevant historical asset due to its artistic value. Despite recent restoration work, there are still disused portions complex, including garden, loggia rooms on ground floor that overlook it. These elements this paper deals with. approach small buildi...

intellectual capital is set of knowledge-based assets that belongs to an organization and will add value to key organizational stakeholders and this leads to a better competitive situation. the objective of this research is to investigate the relationship between intellectual capital and companies' performance in iran during 1382-1387 using lisrel software. earning per share, return on equ...

Virtual Organizations (VO) are created from a VO Breeding Environment (VBE) or a network, to serve a specific task. In addition to the task-based value the VO and its participants gain valuable experience and create other types of assets. Most often this achieved value is not saved. It is distributed, not managed and sometimes not even identified. The practise of preserving and reusing the comm...