The overflow crowd packed into the Senate’s largest hearing room – not the usual home of the Financial Services Committee – fell into a hush as the Chairman of the Federal Reserve Board made his entrance and took the centre seat at the witness table, accompanied by all six of his fellow Board Members. The crowd had a sullen look. The Senators seated around the dais’s three tiers appeared angry....

Abstract We study the determinants of value creation in U.S. commercial banks. develop novel measures individual banks’ productivities at collecting deposits and making loans that we relate to bank market values. find deposit productivity is responsible for two-thirds median most variation across Variation driven by differences banks technology, customer demographics, power. also evidence syner...

Banks loan money to each and borrow money from each other. To minimizing the risk caused by a possible default of one of the banks, a reasonable idea is to evenly spread the lending between different banks. A natural way to formalize this evenness requirement is to select the interbank amounts for which the entropy is the largest possible. The existing algorithms for solving the resulting const...

This study examined the determinable factors affecting commercial banks deposits in Nigeria for period of 2000 to 2019 using panel data listed banks. The adopted secondary obtained from Deposit Money Banks annual reports and were analyzed. Explanatory variables proxied as Branch Network, Financial intermediation ratio, Bank size, Supply Economic Growth. while Dependent variable was by value ex-...

The COVID-19 pandemic has affected peoples’ lives in many ways, including their health, income, and economic condition. One of the most sectors is banking industry, which facing difficulty liquidity creation. This research attempts to analyze ability Indonesian commercial banks, both conventional Syariah create pre during pandemic. researchers employed a descriptive data analysis investigate pa...

The study aimed at showing how to create and release cryptocurrency, based on which one can introduce a new generation of this money that can continue its life in the quantum computers space and study whether cryptocurrency could be controlled or the rules should be rewritten in line with new technology. Regarding this, we showed the evolution of money and its uses in economic relations. Accord...

Most countries now share an established model of providing money to the economy through a two-tiered structureModern Monetary systemtwo-tiered structure, which consists central bank and commercial banks. The future monetary system will necessarily be shaped by both public private initiatives, issue private-based two-layered digital currencies denominated sovereign currency units can promising o...