Education is strongly related to participation in the Social Security Disability Insurance (DI) program. To explore this relationship, we describe the correlation between education and DI participation, and then explore how four factors related to education – health, wealth, occupation, and employment –feature in this correlation. We label these four factors “pathway” variables. We find that a ...

This paper characterizes the welfare gains from government intervention when the private sector provides partial insurance. We analyze models in which adverse selection, preexisting information, or imperfect optimization in private insurance markets create a role for government intervention. We derive simple formulas that map existing empirical estimates into quantitative predictions for optima...

About 9 percent of working-age beneficiaries of Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are young adults under the age of 30. Because these beneficiaries could remain on the disability rolls for decades and experience a lifetime of poverty, they are an important target group for human capital development and employment interventions. This brief present...

BACKGROUND People's decision to enroll in a health insurance scheme is determined by socio-cultural and socio-economic factors. On request of the National health Insurance Authority (NHIA) in Ghana, our study explores the influence of social relationships on people's perceptions, behavior and decision making to enroll in the National Health Insurance Scheme. This social scheme, initiated in 200...

This paper characterizes the welfare gains from redistributive taxation and social insurance in an environment where the private sector provides partial insurance. We analyze stylized models in which adverse selection, pre-existing information, or imperfect optimization in private insurance markets create a role for government intervention. We derive simple formulas that map reduced-form empiri...

Women and men increasingly face work-related critical events during their lifecourse and experience risks that are not fully covered by unemployment insurance or other work related insurances. Social risk management of transitional labour markets (TLMs) aims at supporting people in navigating risky transitions between various employment relationships or between unpaid (but nevertheless producti...

There are fragmentations in Iran’s health insurance system. Multiple health insurance funds exist, without adequate provisions for transfer or redistribution of cross subsidy among them. Multiple risk pools, including several private secondary insurance schemes, have resulted in a tiered health insurance system with inequitable benefit packages for different segments of the population. Also fra...

,QMENDMENTS TO THE Social Security -4ct, passed in 1965 {Public Law S9-97) not only made major changes in the exisbing old-age, surviwrs: and disabi1it.y insurance (OASDI) syst.em but also established t,wo new insurance programs : the hospital insurance program a.nd the supplementary medical insurance pr0gram.l The three syste.ms are to be financed separately and are therefore discussed separat...