In life insurance contracts, benefits and premiums are typically paid contingent on the biometric state of insured. Due to delays between occurrence, reporting, settlement changes state, process is not fully observable in real-time. This fact implies that classic multi-state models for insured able describe development policy real-time, which encompasses handling incurred-but-not-reported repor...

We will compare the performance of a Genetic Algorithm and Simulated Annealing on instances of difficult real-life Time-Tabling Problems. We will further explain how the performance can be increased significantly by applying a general and very effective genotype-to-phenotype decoding. Furthermore, we will contrast the performance of Lamarckian Learning to the performance of Baldwin Learning. Fi...

where T0 is the so-called baseline life time and T is the observable life time. We will assume that T is an absolute continuous random variable (r.v.) and that the covariate X does not depend on the time. For simplicity of presentation let X be one-dimensional. For statistical application a suitable choice of the acceleration function is important and the problem of testing ψ arises. A survey o...

E-memories attempt to digitally encode all life experiences in an archive for later search and real-time recommendation. In this paper we describe a prototype real-time e-memory gathering infrastructure and system, that uses smartphones to gather and organise semantically rich e-memory.

A functional circadian clock has long been considered a selective advantage. Accumulating evidence shows that the clock coordinates a variety of physiological processes in order to schedule them to the optimal time of day and thus to synchronize metabolism to changes in external conditions. In mitochondria, both metabolic and cellular defense mechanisms are carefully regulated. Abnormal clock f...

We calculate the life time of a resonance in our recently developed framework for a test-particle description of transport processes for states with continuous mass spectra. The result differs from the expression commonly used in transport simulations but agrees with the one derived by Danielewicz and Pratt relating the life time to the scattering phase shift. PACS numbers: 25.70.Ef, 24.10.Cn, ...

This paper describes a translation of the time-reversal problem in Life to propositional satisfiability. Two useful features of this translation are: that the encoding is linear (in both variables and clauses) with respect to the number of cells in the original problem; and, it can be used to generate problem instances that are known a priori to be satisfiable. The problem is shown to have stat...