the main logic behind the demand for life insurance is to hedge against the labor income uncertainty due to premature death of a wage earner. in other words, life insurance is the device by which this labor income uncertainty is handled. for insurers, the uncertainty arises from the lack of knowledge about the age of death of the wage earner. this paper attempts to derive life insurance demand ...

introduction: health care providers and health policy managers need updated and valid information regarding causes of death (cod) for development the health care facilities, directing primary prevention, assigning funds, and promoting public health. the major causes of death and its burden have not been yet appropriately identified in iran. although several studies had been carried out in this ...

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During the complex process of replication, DNA polymerase is unable to create fully double-stranded ends on daughter chromosomes. This results in a progressive shortening of the telomeric repeats, by around 50 to 200 bp per cell division in somatic cells (2). Once the telomere length reaches a critical lower limit, the cell loses its ability to replicate, entering a state of senescence that usu...

objectives : to estimate the disabled-adjusted life years ( dalys) of road traffic accidents in patients referred to hospitals in yazd province, central iran. methods: this cross-sectional study was conducted in yazd province during 2010. to calculate the years of life lost (yll) due to premature death and to calculate the incidence of non-fatal injuries and years lost due to disability (yld), ...