I. Introduction inancial intermediation and financial services industries have undergone many changes in the past two decades due to deregulation, technological advances and globalization. The changes included consolidation within and across markets, greater cross-border financial services provision, the emergence of new financial products and alternative wholesale markets and trading systems, ...

The technological challenges have led the bank sector to actively bet on technological innovation strategy including the provision of applications for mobile devices. However, the development of mobile tools has had a greater expression for customers than for commercial managers of banks. This paper aims to present an architecture that supports the desmaterialization of transactions at the coun...

Biomimetic cross-reactive sensor arrays (B-CRSAs) have been used to detect and diagnose a wide variety of diseases including metabolic disorders, mental health diseases, and cancer by analyzing both vapor and liquid patient samples. Technological advancements over the past decade have made these systems selective, sensitive, and affordable. To date, devices for non-invasive and accurate disease...

The most important determinants of the probability that two firms will engage in a research partnership are the relationship between them, including resource and market interdependencies and network interactions, and the characteristics of each firm. Firms are more likely to collaborate the closer they are in terms of both technological and market profiles, the higher the expected knowledge spi...

Empirical evidence indicates that students are not learning geometry with relational understanding of the concepts. Studies have shown that digital technologies can support students in mathematics. The purpose of this study was to find which technologies and technological affordances are specific to learners of geometry. This paper presents the results of a configurative thematic synthesis of e...

Information and communication technology (ICT), characterized by continual innovation and rapid technological change, is having a tremendous impact on society. Research and development in ICT are being conducted throughout the technology sector, and fundamental research is being carried out in many university departments of electronics, computer science, and engineering. This paper deals with f...

This paper considers appropriate research methodologies for the development of Universal Usability. It is written from the viewpoint of research which has the long term objective of developing technological systems for everyone, including people with disabilities. It considers whether new research paradigms are appropriate and how they are different from those used within traditional technologi...

Primary liver cancer is the fifth most common cancer worldwide. Apart from liver transplantation, surgical resection has been accepted as the effective local treatment for hepatocellular carcinoma (HCC), one of the most common primary liver cancers. Recent technological innovations including navigation technology and intraoperative real-time fluorescence guidance have been utilized for liver re...

This paper addresses possible Distributed Denial-of-Service (DDoS) attacks toward the wireless Internet including the Wireless Extended Internet, the Wireless Portal Network, and the Wireless Ad Hoc network. We propose a conceptual model for defending against DDoS attacks on the wireless Internet, which incorporates both cooperative technological solutions and economic incentive mechanisms buil...

This paper contrasts a dynamic and interactive view of technological change with the linear model of medical innovation that is still so deeply ingrained in many policy discussions. In particular, it focuses on the role of feedback mechanisms between the users and the developers of medical technology and the demand and supply forces (including competition among medical specialties) determining ...