This paper describes the derivation of default task-based dermal exposure values for use in a risk assessment toolkit for small and medium-sized enterprises (SMEs). A set of separately determined dermal exposure modifiers have been applied to published studies of dermal exposure to obtain 'normalized' dermal exposure data sets. These data sets are grouped according to task and then further subd...

In Vietnam, the applying of sensory evaluation is only limited in some important coffee or tea manufacturers to grade these products according to an international or national norm (ex. TCVN321579). This kind of sensory practice based on operations of some experts. However, quality of food product is a complex issue and not one to be solely defined by the experts who are often searching either f...

Carrying out interbank contagion simulations for the German banking sector for the period from the first quarter of 2008 to the second quarter of 2011, we obtain the following results: (i) The system becomes less vulnerable to direct interbank contagion over time. (ii) The loss distribution for each point in time can be condensed into one indicator, the expected number of failures, without much...

UNLABELLED Abstract PURPOSE In this study, we analyzed pulmonary tuberculosis treatment outcomes among foreign nationals of different backgrounds. METHODS The research was conducted between January 2006 and December 2011. One hundred fifty nine foreign nationals residing in Osaka city had pulmonary tuberculosis during this period. Patients were grouped according to treatment outcomes. We co...

changes in credit risk may arise when either the value or the risk of corporate assets changes. changes in the equity value associated with the changes in the asset value and changes in asset risk can be characterized into potentially countervailing direct and indirect effects. the indirect effect of risk on equity value is a function of factors that affect the debt value of including leverage,...

In literature, there is inconsistent view of how the size a company affects level credit risk. The aim this research to determine whether exposure systemic risk increases with borrower. Empirical analysis time series loan default rates, as dependent variable, on one hand, and macroeconomic factors, regressors, other based error correction model. Parallel this, panel data was applied where units...

In order for e-services to work, a certain level of dependability is necessary in the consumers and providers involved. I draw on an unusual source microcredit schemes in order to find ways of promoting this dependability. Microcredit schemes lend money to people who normal banks won't lend to, because they're too poor. However, the default rate on loans from microcredit schemes can be lower th...