This article assesses the theory of credit mechanics within context current money supply debate. Credit and related approaches were developed by a group German monetary economists during 1920s-1960s. overcomes one-sided, bank-centric view creation, which is often encountered in theory. We show that influenced interplay loan creation repayment rates; relative share volume neutral debtor-to-debto...

In-transit inventory financing is gaining popularity as an alternative way to access financing. However, compared with other means such trade credit and bank loans, the effects on supply chain of a third-party logistics provider (TPL) providing in-transit are seldom investigated. This study adopts channel competition model examine impact chain. Through comparative analysis conventional approach...

What is the impact of foreign bank entry on the pricing and availability of credit in developing economies? The Mexican banking system provides a quasi-experiment to address this question because in 1997 the Mexican government radically changed the laws governing the foreign ownership of banks: the foreign market share therefore increased five-fold between 1997 and 2007. We construct and analyz...

Farm Credit markets in the United States are excellent testimony to high performance over the long term in providing credit and related services to the farm sector, and to timely innovation of new financial institutions, instruments, and practices for meeting farmers' capital and credit needs. These markets evolved from strong reliance a century ago on country or frontier,banks, local merchants...

As a result of the COVID-19 pandemic, governments and central banks worldwide implemented wide range policies to support households businesses, among them series measures availability credit. This paper quantitatively assesses how monetary regulatory policy helped lessen effect economic downturn on bank credit private sector, non-performing loans, focuses small EMEs, which have been subject lit...

The global population increases daily, which requires a considerable increase in food production. Bambara nut is an important staple crop capable of supplying essential nutrients to the body and providing farmers with income, yet it underutilized. This study, therefore, assessed commercialization production Nigeria enhance availability. Primary data were gathered from 240 respondents analysed u...

This Appendix contains an overview of debt collection technologies in the U.S. and its recent evolution. In the first section we summarize how debt is collected in the U.S. Section 2 focuses on collection technology and its recent evolution. The last section describes the data sources used in the analysis. 1 Overview of the Debt Collection Process in the US We briefly describe the debt collecti...

Student loans and credit card loans represent important components of young households’ portfolios in the United States. While default rates on credit card debt are at historically low levels, default rates on student loans have increased significantly in recent years. There are important institutional differences between bankruptcy arrangements and default consequences in the two markets, whic...

expert systems can help to build banks customers' credit scoring models. here, selection of key features of the credit scoring is important. also, it is possible to express the features values as fuzzy. the problem is how to improve features selection by genetic algorithm, in way that these features can be employed as input in fuzzy expert system. this paper presents a hybrid credit scorin...

the study was designed to investigate the comparative analysis of agricultural credit users and non-users among cassava farmers in ohafia local government area of abia state. a sample of 50 credit users and 50 non-credit user cassava-based farmers were selected by multistage random sampling technique. data were collected with a well structured questionnaire administered to a total of 100 random...