We show how to lawfully buy an election. The key things that make it possible election are the existence of public voter registration lists and Big Data Analytics can predict a given elector will vote in Someone interested buying enter employment contract with some opponent electors where these paid do job prevents them from voting. By purchasing access lists, is verify ex post whether have abs...

In recent years, emerging interbank business has become the main means for banks to make profits. This paper uses buy-back and sell-back measure business, analyzes impact channels of selects annual data 157 Chinese commercial from 2012 2021, establishes a dynamic unbalanced panel regression model, empirically relationship between bank risk-taking. The results show that expansion significantly i...

News The health secretary, Alan Mil-burn, vowed last week to press ahead with reforms in the health service and to use money promised in the consultants' contract to buy more of doctors' time for the NHS. Speaking in front of the health select committee, Mr Milburn told ministers that the £250m ($400m; 390m) promised in the proposed contract for consultants and " liberated " by the doctors' rej...

Much of the extensive empirical literature on insurance markets has focused on whether adverse selection can be detected. Once detected, however, there has been little attempt to quantify its importance. We start by showing theoretically that the efficiency cost of adverse selection cannot be inferred from reduced form evidence of how “adversely selected” an insurance market appears to be. Inst...

Pension buy-ins and buy-outs have become an important aspect of managing pension risk in recent years. As a step toward understanding these pension de-risking instruments, we develop models for pricing investment risk and longevity risk embedded in pension buy-ins and buy-outs. We also bring a contingent-claims framework to price credit risk of buy-in bulk annuities. Overall, our model can be u...

Marriage used to be practically universal, but now persists as an institution for only some groups, while others choose non-marital fertility. This paper posits that if one role of marriage is to insure one partner's investment in children, then home-ownership can be seen as providing the necessary "collateral" for this contract. As easier divorce and paternity enforcement outside of marriage h...

Why do we regulate the substances we can ingest, the advisors we can hear, and the products we can buy far more than similarly-important non-health choices? I review many possible arguments for such paternalistic policies, as well many possible holes in such arguments. I argue we should either be clearer about what justifies our paternalism, or we should back off and be less paternalistic.

On the back of this text is a quote from a review of the first edition, from Library and Information Research News: ‘I almost never unreservedly recommend a book in a review that I write. This book is an exception. Go buy it.’ A strong recommendation indeed for a text regarding non-quantitative case study research on the behaviour of information seekers, and the workings of information institut...