To date, there is no consensus about how frictions in the credit market affect the transmission of the monetary policy to the real economy. The traditional money channel states that when the Central Bank reduces its reserves, commercial banks are forced to reduce their demand for deposits. If prices are sticky, in the short-run a decrease in real monetary holdings should lead to higher real int...

Financial intermediaries, such as banks, perform many roles: they screen risks, evaluate and fund worthy entrepreneurs, pool risks, monitor borrowers, refinance projects, and—when confronted with the default in their loans—they perform a valuable role in loss discovery and assessing whether the bankrupt concern is economically viable or not. All these activities, which constitute the actions of...

The banking sector mirrors the larger economy – its linkages to all sectors make it a proxy for what is happening in the economy as a whole. Efficient functioning of banking sector is required for the growth of overall economy. Banking plays a silent, yet crucial role in our day-to-day lives. The banks work as financial intermediaries, pooling savings and channelizing them into investment, help...

This paper examines the impact of 2008-2009 Global Crisis on banking systems countries around world. Nine variables are examined which include bank concentration, deposits, 5-bank asset liquid liabilities, net loans from non-resident banks, outstanding offshore remittances, and consolidated foreign claims. The looks at how each these system had changed before crisis, during after crisis. result...

The study focused on the topic (the impact of operational objectives monetary policy bank deposits and cash credit) to know extent which these are used effectively by Central Bank Iraq, their credit deposits, use standard aspect program (eviews10), concluded that effect Cash rate were not statistically related achieving a (11%), this is due failure interest tools Iraq influence economy as it is...

We provide new evidence on how deposit funding affects bank lending. For identification, we exploit the 2011 reform of investment income tax in Italy that induced households to substitute bonds with deposits. find banks larger increases deposits expand supply credit lines and long-term low-risk firms. Additional indicates these results are consistent theories emphasizing demandable nature contr...

The development of the economy in Indonesia requires large funds so that it is necessary to provide facilities for provision needed by community, creation financial institutions, one which a non-bank institution. Non-Bank Financial Institutions are business entities sector allowed collect and distribute public but not form savings, demand deposits or time deposits. Promissory Notes commercial s...

A new diogenid paguroid, Paguristes liwinskii sp. nov., is described from upper Albian phosphorite-bearing deposits near Annopol, along the east bank of the River Vistula (Wisła), east-central Poland. This new species constitutes an additional example of Early-Mid-Cretaceous macrofaunal shift, from marine reefal limestone to siliciclastic facies, triggered by the worldwide radiation of plankton...