This paper studies the impact of foreign bank entry on domestic firms’ access to bank credit using a within-country staggered geographic variation in the policy of foreign bank lending in China. The paper finds that after foreign bank entry profitable firms use more long-term bank loans; whereas firms with higher value of potential collateral do not. It also finds that non-state-owned firms bec...

The Cloud Bank model, which is derived from Grid bank [1], is a kind of commerce model of cloud computing that provides pay-as-you-go computing resources. In this model, Cloud Bank is an agent platform of resource transaction. Cloud computing uses the concept of service level agreement (S LA) to control the use and receipt of computing resources from, and by, Cloud Bank. As computing resources ...

This paper examines the association between government ownership and bank stability over 1997-2010 across a sample of 103 countries. With a continuous variable to proxy for government ownership, our system GMM estimates indicate that the association between government ownership and bank stability depends on a country’s economic development and regulatory quality. In developed, high income count...

Rookes P and Rookes J (2012) Commitment, Conscience or Compromise: The Changing Financial Basis and Evolving Role of Christian Health Services in Developing Countries. Saarbrücken: LAP Lambert Academic Publishing GmbH & Co. KG. The World Bank (2012) World Development Indicators 2012. Washington, DC: The World Bank. The World Bank (2015) World Development Indicators 2015. Washington, DC: The Wor...

The regulatory framework in Europe does not prevent banks from taking large or controlling equity stakes in non-financial firms, potentially contributing to higher levels of bank risk and financial instability. Using a panel of European commercial banks for the period 2004-2008, we find that higher levels of equity positions in industrial firms and higher proportions of industrial firms where t...

Uniform filter bank approach can be considered to perform independent component analysis (ICA) for convolved mixtures. It achieves better separation performance than the frequency domain approach and gives faster convergence speed with less computational complexity than the time domain approach. However, when the uniform filter bank approach is applied to natural audio signals, for high frequen...

The sensitivity of human ear is dependent on frequency which is nonlinearly resolved across the audio spectrum .Now to improve the recognition performance in a similar non linear approach requires a front end design, suggested by empirical evidences. A popular alternative to linear prediction based analysis is therefore filter bank analysis since this provides a much more straightforward route ...

This paper examines the relationship between UK firms’ choices over bank-based and market-based finance under different monetary conditions. The evolving financial environment facing the corporate sector provides many nonbank external finance options available as an alternative to bank finance. The paper shows that firms distributed according to their type (asset size, rating etc) have differen...

This study evaluated the effect of bank consolidation on economic growth of Nigeria between the periods of 2006-2015. Secondary data were sourced from the Central Bank of Nigeria statistical bulletin and the NDIC Annual Reports between the period of 2006 and 2015. Data was analyzed using the Ordinary Least Square (OLS) multiple regression technique with the aid of the SPSS statistical software ...