Self-service technologies (SSTs) are becoming popular in mobile devices. Therefore, we examine the availability of mobile services with regard to wire-line device and user trust in these services as the moderating variables in order to determine the relative importance of the perceived usefulness (PU) and perceived ease of use (PEU) for users adopting new SSTs on mobile devices. We collected da...

Branchless banking is making transaction without visiting a formal banking system. It includes; internet, SMS banking, mobile banking, ATM’s, POS and EFTPOS. Mobile banking has become the future of formal banking system. Hawala is an informal, traditional system for financial transactions in which no money actually enters in bank; all transactions are based on trust among the parties. In Pakist...

Social networking sites (SNS) have greatly transformed the way in which people communicate and exchange various kinds of information. Although prior studies have extensively examined the antecedents of mobile data service (such as mobile news) adoption, there is little understanding on what has occurred when people pursue better-quality information from their peers via wireless networks and mob...

This study models the intention to use novel mobile peer-to-peer communications and content sharing services and determine their adoption potential. A sample of 155 Finnish customers with an advanced mobile handset was collected and analyzed. The Theory of Planned Behavior conceptual model for measuring behavioral intention was applied in the context of novel mobile services. The model was esti...

Abstract Despite the successful adoption of mobile money in sub-Saharan Africa, there is limited empirical evidence on how interacts with traditional financial services and implications this interaction for firm performance. In paper, we investigate effects use access to labour productivity test whether can accentuate impact productivity. Using firm-level data from World Bank Enterprise Survey ...