I analyze banks’ incentives to acquire expertise in judging the credit-worthiness of borrowers in an industry with uncertain business conditions. The optimal industrial organization of bank lending features several banks with industry expertise, as well as a competitive fringe of banks without such expertise. The analysis provides a foundation for analyzing the relative merits of focus vs. dive...

A 5-year-old girl, the product of nonconsanguineous marriage, presented with early-onset intellectual disability and autistic features. There was no regression, seizures, or vision or hearing impairment. She had normal head circumference, coarse facies, angiokeratomas, and lower limb rigidity. She had no cherryred spot or hepatosplenomegaly. Her 2-year-old brother had similar features with righ...

OBJECTIVE To explore the impact of patient education on the lives of people with diabetes, including the effect on interactions with doctors and other healthcare professionals. DESIGN Qualitative user-led study using longitudinal interviews and 146 h of participant observation. Data were analysed using a narrative approach. PARTICIPANTS 21 patients with type 1 diabetes, those either about t...

INTRODUCTION Teaching of biomedical knowledge lays the foundations for the understanding and treatment of diseases. However, the representation of pathophysiological explanations in the management of clinical cases differs for various levels of medical expertise and different theories have been proposed to explain this phenomenon. The present study investigated for the first time how biomedical...

Objective. Expert clinical teachers in medicine use teaching scripts. The aim of this study was to determine whether pediatricians also use common components of teaching scripts. Methods. Seventy-three pediatric clerkship directors identified anticipated errors and teaching points in response to two short vignettes. The content analysis of responses, which we completed, was analyzed by rank and...

Some faculty members from different universities around the world have begun to use Wikipedia as a teaching tool in recent years. These experiences show, in most cases, very satisfactory results and a substantial improvement in various basic skills, as well as a positive influence on the students' motivation. Nevertheless and despite the growing importance of elearning methodologies based on th...

Research-oriented tasks continue to become more complex, requiring more collaboration between experts. Historically, research has focused on either finding a single expert for a specific task (expertise finding, or EF), or trying to form a group that satisfies various conditions (group formation, or GF). EF is typically group context agnostic, while GF requires complex models that are difficult...