Using a database from post-communist, pre-deposit-insurance Russia, we demonstrate the presence of quantity-based sanctioning of weaker banks by both firms and households, particularly after the financial crisis of 1998. Evidence for the standard form of price discipline, however, is notably weak. Estimating the deposit supply function, we show that, particularly for poorly capitalized banks, i...

Magnesite deposits in the Central Western Carpathians belong among the biggest deposits in the Europe. Their today’s structure is mainly the result of the Alpine orogenesis. During this period several deformation stages were active, which deformed the deposit body. This resulted in today’s complicated structure of the deposit. The genesis of deposit is still ambiguous; however, the importance o...

The e-Deposit is a deposit that can be managed in electronic form. The concept of a fund accessible for different financial transactions makes the e-Deposit appropriate for use at universities. The application is implemented in three-tier architecture. Because of the extensive exchange of financial data over the internet, the data integrity is secured. The business and data access tier are impl...

There is an increased sophistication in the provision of financial services by UK financial mutuals. This paper presents evidence of a more complex process of price setting by these firms. From a theoretical model of the determination of deposit rates, the rate setting behaviour of firms is estimated empirically. Controlling for different service provision and firm characteristics heterogeneous...

PURPOSE To test whether employer matching of employees' monetary contributions increases employees' (1) participation in deposit contracts to promote weight loss and (2) weight loss. DESIGN A 36-week randomized trial. SETTING Large employer in the northeast United States. PARTICIPANTS One hundred thirty-two obese employees. INTERVENTIONS Over 24 weeks, participants were asked to lose 24...

The Baiyanghe uranium deposit is a currently important medium-sized deposit in the Xuemisitan area, Xinjiang. The hydrothermal alteration in this deposit is closely related to the uranium mineralization of the deposit. In this study, hyperspectral data are collected from drill cores in the Baiyanghe uranium deposit using a FieldSpec4 visible-shortwave infrared spectrometer to study the hydrothe...

Deposit insurance was introduced in the United States during the Great Depression primarily to promote financial stability. Stability is enhanced because deposit insurance reduces the likelihood of a bank run. During its first four decades, deposit insurance appeared to work well as few banks failed. But in the 1980s, a wave of financial troubles in the banking and thrift industry exposed an un...

Retail banks usually apply simple linear regression models for describing the dynamics of the deposit rates of non-maturing accounts (NMA) like savings deposits. Thus, typical patterns like asymmetry or rigidity that banks follow when adjusting their deposit rates are ignored. This is insofar surprising, as the asymmetric deposit rate adjustment affects the pricing of embedded options for NMA. ...

Submandibular saliva collected from cystic fibrosis patients and control subjects was separated by centrifugation into an insoluble deposit and a clear supernatant. The resulting calcium and phosphorus analyses performed on both fractions warranted a closer investigation as a consistent Ca/P molar ratio of 1.5 was found in the deposit of the cystic fibrosis patients, while no consistent ratio >...