Background For more than a decade, both the United States (US) and the Netherlands have been struggling to control health care costs. The demand for nurse anesthetists, or in the US, Certified Registered Nurse Anesthetists (CRNA), has increased in both countries due to the increased substitution of nurse anesthetists for anesthesiologists in surgery, with the goal of reducing health care costs....

This paper empirically investigates the effect of policyholders’ private information about risky traffic behavior on automobile insurance coverage and ex post risk. It combines insurance company information with the policyholders’ private information on risky traffic behavior (traffic violations) that is not accessible to the insurance company. It is demonstrated that being unable to reject the...

BACKGROUND Equity is the core of primary care. The issue of equity in health has become urgent, and China has attached increasing attention to it. With rapid economic development and great changes in medical insurance policy, the pattern of equity in health has changed tremendously. The reform of healthcare in Zhejiang Province is at the forefront in China, and studies on Zhejiang Province are ...

Background and Objectives: Pharmaceutical expenditures are responsible for a major part of health systems’ cost. According to the WHO’s statistics, Iran is the first among the 20 countries in the world in terms of drug consumption. The first step in controlling consumption of a particular good is to identify factor inducing the relevant demands. Hence, this study aimed to identify the pattern a...

Moral hazard in natural disaster insurance markets has the effect that policyholders prepare less for disasters, which increases the risk they face. However, moral hazard may not arise due to high risk aversion of insured individuals and/or the inherent insurance market context. We offer a comprehensive empirical study of the relation between disaster risk reduction and insurance coverage to as...

Demand-side strategies include helping consumers and purchasers differentiate between highand low-value services, making consumers more cost-conscious shoppers for services and insurance coverage, and raising their awareness about the consequences of health behaviors. In all of these endeavors, the demand-side project entails broadening and deepening the research base for cost and quality analy...

OBJECTIVES This study examined the association between intermittent lack of health insurance coverage and use of preventive health services. METHODS Analyses focused on longitudinal data on insurance status and preventive service use among a national sample of US adults who participated in the Health and Retirement Study. RESULTS Findings showed that, among individuals who obtain insurance ...

Regulatory authorities demand insurance companies to control the risks by imposing stringent risk management policies. This article investigates the insurance company’s optimal risk management strategy subject to regulator’s risk measure constraints. We first design the optimal reinsurance contracts under different tail risk measures. Then we analyze the impact of the regulators’ requirements o...