Purpose. Analysis of the state insurance services market Ukraine, identification main problems its development in modern conditions and determination directions for improving functioning Ukraine. Methodology research. The scientific methodological basis article are works, monographs, materials professional publications, Internet resources. During research methods analysis synthesis, system-func...

How is knowledge about future climate change operationalized in governance of the present? This paper addresses this question by examining efforts to repurpose US National Flood Insurance Program (NFIP) for adaptation. Policymakers and officials initially imagined challenge be principally a technical one accounting uncertainty risk assessments insurance tools. But conduct outcome their reflecte...

Abstract We consider the following question: given information on individual policyholder characteristics, how can we ensure that insurance prices do not discriminate with respect to protected such as gender? address issues of direct and indirect discrimination, latter resulting from implicit learning characteristics nonprotected ones. provide rigorous mathematical definitions for introduce a s...

Algorithmic predictions are used in insurance to assess the risk exposure of potential customers. This article examines impact digital tools on field motor insurance, where telematics devices produce data about policyholders’ driving styles. The individual’s resulting behavioural score is combined with their actuarial determine price policy or additional incentives. Current experimentation movi...

In the compound Poisson insurance risk model under a dividend barrier strategy, this paper aims to analyze jointly the aggregate discounted claim amounts until ruin and the total discounted dividends until ruin, which represent the insurer’s payments to its policyholders and shareholders, respectively. To this end, we introduce a Gerber–Shiu-type function, which further incorporates the higher ...

The potential liability associated with inactive hazardous waste sites can be large for both policyholders and insurance companies. Our paper outlines several methods that can be used to estimate and monitor insurance company and/or policyholder liabilities associated with inactive hazardous waste sites. We have outlined several publicly available data elements which can be helpful in evaluatin...

A great deal of the present concern regarding future use of genetic tests by insurers stems from a lack of knowledge of the basic tenets of private, voluntary insurance. For this reason, I would like to examine briefly some of the fundamental principles of insurance before directly addressing issues associated with genetic testing. Insurance is intended to provide financial protection against u...

The aim of the work is to investigate impact pandemic caused by covid-19 virus on certain forms insurance in tourism market Republic Serbia. field research was conducted period from January July 2022, and subject COVID-19 number type plans, amount premium, dynamics methods used are inductive-deductive method, method analysis synthesis, observation, comparison, statistical method. has led us con...

Subjective attitude towards tangible or intangible possessions is the driving force of person's will to seek means their protection. In this paper, institute interest generally analysed through philosophy enlightened self-interest and economics, while in field law, "interest" compared subjective right condition law. Subsequently, subject research position legal theory relation need for personal...