We examine whether countries that have high levels of financial inclusion fewer non-performing loans and loan loss provisions in their banking sectors. The fixed effect panel regression methodology was used to analyse the on bank provisions. Using data from 48 countries, we find greater formal account ownership is associated with loans. Bank are only when achieved through combined use ownership...

China has accelerated its banking sector reform in recent years, paying particular attention to non-performing loans (NPLs). The paper’s scope is analyse the relationship between NPLs and macroeconomic variables using quarterly data from 2008/Q1 2021/Q1 applying wavelet analysis, which allows study scan both short- long-term causal relationships connections. analysis produces interesting result...

Objective – This paper investigates the effect of board composition on non-performing loans (NPLs) for a sample 31 commercial banks in Tanzania.Design/methodology A quantitative study methodology was employed using annual data covering period 2011-2020. The authors used one-step generalised method moments (GMM) approach to estimate percentage growth NPLs Tanzania.Results concludes that number m...

Purpose: This study aims to investigate the relationship between banking profitability indicators and foreign exchange positions, asset quality, loan growth of banks using data for Turkey 2007: Q2 – 2020: Q3. Design/Methodology: In study, models with two dependent variables seven independent were established. The ARDL method Toda-Yamamoto causality test conducted on models. Findings: It was det...

The rising trend of Non-Performing Loans (NPLs) in the banking sector Bangladesh epitomises a common phenomena loan default that mostly arises from unwillingness to repay tendency borrowers who usually fit into defined higher class society. An appropriate governance and control framework can effectively this growing NPLs, supplemented by culture. In view setting, paper looks for impact audit co...

This paper aims to examine drivers of Liquidity coverage ratio (LCR) in Croatia. The intention this study is and analyse the effect Return on Equity (ROE), Non-performing Loans (NPL), Gross domestic product (GDP) Coverage Ratio Croatian banking sector. population sector from q3 2016 2021. Empirical results suggested real GDP growth rates NPL levels as LCR Croatia while effects ROE were not empi...

Consumer credit is a lucrative but risky business. In order to control risk and maximize profits, commercial banks around the world have made great efforts to develop various analytic models to identify potential default loan applicants. This is also critically important to China, as the non-performing individual loans of Chinese commercial banks have been fast growing because of the myopic bus...

This study aims to analyze how the influence between Non-Performing Loans and Bank Size, Operating Income Operational Costs (BOPO), Basic Loan Interest Rates (SBDK), Inflation along with differences five variables in years before pandemic, namely 2018 2019, during 2020 2021. Research Methods using a purposive sampling technique, 37 conventional banks listed on IDX were obtained for research. Mu...