The adoption rate of mobile payment technology is relatively low in the developing world, particularly in Jordan. The need to study why people in Jordan are unwilling to participate in its adoption is definitely imperative because the outcomes and conclusions of the current analysis could be thoughtfully and strategically utilized to improve and accelerate the adoption and diffusion of mobile p...

The Mobile Payments Industry Workgroup (MPIW) is comprised of payment stakeholders focused on eliminating barriers to successful adoption of mobile and digital retail payments in the U.S. Consumer adoption and merchant acceptance of mobile payments continue to grow, albeit at a slow pace for several reasons. Some of the challenges and opportunities were explored at the MPIW meeting convened in ...

---------------------------------------------------------------------ABSTRACT---------------------------------------------------------------In this article e-payment scheme by mobile machine is considered. The requirements for a mobile machine in e-payment are presented, particularly when merchant employing accounts for payments and when using advertising. In the proposed scheme we will use the...

The era of mobile commerce is coming, and mobile payments will become an important channel for conducting transactions, especially concerning mobile commerce. However, we are still in the early days for global adoption of mobile payments. This research explores consumers’ trust building in the consumer learning process and its effect on consumers’ behavioral intention toward mobile payments. Re...

-PESA is a small-value electronic payment and store-of-value system in Kenya accessible from ordinary mobile phones. It has seen exceptional growth since its introduction in March 2007. Now in use by 9 million customers—40 percent of Kenya’s adult population—the system processes more transactions domestically than Western Union does globally. M-PESA’s market success is the result of the interpl...

Mobile phones promote financial inclusion in developing nations by enabling access to credit savings, and transfer services. These payment systems rarely achieve nationwide usage that is sufficient for network effects, a problem that existing literature attributed to exogenous factors such as regulations, poverty, and infrastructure costs. This paper argues that banks, telecoms, and governments...