Frauds in insurance industry are one of the major sources of operational risk of insurance companies and constitute a significant portion of their losses. Every reasonable company on the market aims for improving their processes of uncovering frauds and invests their resources to reduce them. This article is addressing fraud management area from the view of extension of existing Business Intell...

This paper investigates the relationship between firm value and board composition with consideration of the effects of D&O insurance: monitoring incentive and moral hazard. Based on three measurements of firm value, we find that (1) D&O insurance provides monitoring incentive for the board; (2) firm value is significantly related to board composition and D&O insurance; and (3) the function of D...

introduction: health care is considered as one of the basic needs of human societies. health insurance is the most appropriate option for all individuals to enjoy equal health care. however, today, different types of health insurance are facing with various problems which need to be solved through new laws. therefore, health insurance portability and accountability act (hipaa) was approved to s...

Non-Hispanic whites are significantly more likely to have health insurance coverage than most racial/ethnic minorities, and this differential grew during the 1990s. Similarly, wealthier Americans are more likely to have health insurance than the poor, and this difference also grew over the 1990s. This paper examines the role of provider competition in increasing these disparities in insurance c...

The Japanese life insurance industry developed through the 1980s in a stable manner, supported by the high growth of domestic economy. The business in force including individual annuity and group insurance exceeded 1,300 trillion yen. In 1987, the United States was already replaced by Japan as the No. 1 nation by the insurance in force. Subsequently, the in-force insurance ratio of the national...