reinsurance is widely recognized as an important instrument in the capital management of an insurance company as well as its risk management tool. this thesis is intended to determine premium rates for different types of reinsurance policies. also, given the fact that the reinsurance coverage of every company depends upon its reserves, so different types of reserves and the method of their calc...

abstract this study is an attempt to determine the effect of nano- technology education on science lesson for fifth grade in primary school in the city of kermanshah. this research is experimental and is conducted in the from of pre-test and post- test for the control group. an achievement test was administered to determine the rate of learning in the students. the research is an applied one. ...

the aim of this paper is eliminating cr(vi) by natural hap. hap is a inexpensive material which is used from bovine critical bone ash in order to remove heavy metal ions like cr(vi). some experiments in different ph are performed (ph=2,3,7). maximum adsorption was appeared at ph=2, dosage=0.3 gr, c0=10 mg/l. cr(vi) removal depends on ph value and initial amount of cr(vi) result of experiments w...

چکیده در این پژوهش، رابطه بین سبک های مقابله ای با جرأت ورزی و پرخاشگری در دانشجویان دانشگاه بین المللی امام خمینی (ره) بررسی شد. نمونه مورد بررسی، شامل 200 نفر (121 زن و 79 مرد) از دانشجویان دانشگاه مورد نظر در دو جنس است که از طریق روش نمونه گیری خوشه ای تصادفی، انتخاب و به پرسشنامه های الگوهای پاسخ دهی بین فردی تونند و پرسشنامه سبک های مقابله ای اندلر و پارکر پاسخ دادند. همچنین از روش های ...

nowadays in trade and economic issues, prediction is proposed as the most important branch of science. existence of effective variables, caused various sectors of the economic and business executives to prefer having mechanisms which can be used in their decisions. in recent years, several advances have led to various challenges in the science of forecasting. economical managers in various fi...

this study investigates the problem of translating religious allusions in persian literature, namely the ones borrowed from quranic verses and hadiths. the purpose of this study is to shed light on how different translators dealt with such a task and also to provide guidelines for translators in coping with religious allusions.

increasing academic and professional language demands around the world are not a deniable fact. the purpose of this study was to investigate english language needs and communication needs of the chemistry students at master and ph.d. levels at the iranian universities. in this research, different methods were used including un-structured interview, structured interview, and two sets of question...

abstract this study is carried out to determine the chemical composition in the three vegetative stages of the haloxylon sp., degradation parameters, with adding naoh and ca(oh2 ). for this purpose, in may and october and january 2010 enough some haloxylon sp. of the ammary area was prepared. crude protein and ash percentage are decrease, neutral detergent fiber percentage with pragress stage ...

abstract this study investigated the predictability of variables from a motivational framework as well as individuals qualities to predict three non-linguistic outcomes of language learning. gardners socio-educational model with its measures has been used in the current study. individual qualities presented in this study include (1) age, (2) gender, and (3) language learning experience. the...