Background Health insurance has been acknowledged by researchers as a valuable tool in health financing. In spite of its significance, a subscription paralysis has been observed in India for this product. People who can afford health insurance are also found to be either ignorant or aversive towards it. This study is designed to investigate into the socio-economic factors, individuals’ health i...

Technological advancements allow to develop high-performance black box predictive models. However, strictly regulated industries (like banking and insurance) ask for transparent decision-making algorithms. We therefore present a procedure Model-Agnostic Interpretable Data-driven suRRogate (maidrr) suited structured tabular data. Knowledge is extracted from via partial dependence effects. These ...

the adverse effect of climate change on agriculture has increased the importance of weather index insurance, particularly in developing countries. by using several econometric models, this study estimated the price and evaluated its effectiveness in rainfall index insurance for rice and wheat in nepal. crop yields associated with seasonal rainfall in three crop reporting districts were applied ...

after forty years, the act of motor vehicle compulsory insurance was amended in 1387(2008).the act has changed some areas and protected third parties rather than former act. some protections are: increasing third parties, development of sphere of insurance and acceptance of an insurance policy as a mortgage in courts. however we see some ambiguities in the late act. the article analyses changes...

insurance play very important role on economic growth and development of the country.  it's stability depends on their customer's satisfaction. this paper wants to answer this question that which strategies in insurance industry is customer oriented and what kind of structure we need to attain this in this research not only present approaches used but also studies and experiences in i...

insurance is one kind of uncertain contract. it is possiblethat insurance located as another form and title but it is noone of them and it is independent contract. extension ofloss in process of insurance is possible (like othercontract) because the rate of insurance may be more lessthan the installments and payment of insurance or it maybe less that whole of it. possibility of loss in insuranc...

the purchase of insurance may cause the insureds to increase the costs of insurance companies, compared to their estimation of costs. if after the demand of insurance services, the loss ratio of insurance companies increases because of consumer behavior, moral hazard will be evident. in this paper, after introducing the literature, the presence of moral hazard in iran insurance company is teste...

this paper tries to comparatively study agricultural products insurance factors and the international agricultural products insurance systems in developed and developing countries. it analyses these supporting systems typology form the view points of variables such as covered risk factors, program insurer and the insured, insurance projects operational fundamentals, insurance system type (priva...

The re-engineering of primary healthcare (PHC) is regarded as an essential precursor to the implementation of National Health Insurance in South Africa, but improvements in the provision of PHC services have been patchy. The authors contend that the role of well- functioning rural district hospitals as a hub from which PHC services can be most efficiently managed has been underestimated, and th...