Research has shown that small and medium-sized enterprises (SMEs) are rapidly adopting the Internet and e-commerce. However, there is little systematic research into how such companies are adopting this new technology. This study addresses the research gap by seeking to understand how SMEs in the UK are adopting e-commerce, through an exploration of their level and sequence of adoption. The res...

Over recent years, the innovative decentralized payment system Bitcoin has received much attention in practice and academia. Despite a growth of transaction volume and an increasing attention in the area of e-commerce, there is little academic research examining the factors influencing adoption. To fill this research gap, this paper documents an exploratory study of the key determinants and inh...

In the world of internet, e-commerce is one of the most prominent sectors where user wants to shop and pay online for online products. E-cash is one of these payment methods. In e-cash, every time a unique string is generated for user so that user uses that string to pay for any online product. At the time of online purchasing a trust should be maintain between customers and merchant such that ...

This research seeks to measure citizen satisfaction with the electronic London Congestion Charging (LCC) payment system offered by Transport For London (TFL) in the United Kingdom (UK). The paper reports on the findings of a survey of 500 users of the TFL LCC online payment system. Satisfaction is measured using the four dimensions from the COBRA framework 0that comprise the cost, opportunity, ...

v As we celebrate during the approaching holidays with loved ones and friends, we have much to be thankful for. The year 2004 has been outstanding for SIM and for MISQE. Our partnership has flourished, one example being the SIM white paper winners, which represent successful practitioner projects. In this edition of MISQE you will find the first place finisher, a paper titled " Innovation throu...

Many electronic cash systems have been proposed with the proliferation of the Internet and the activation of electronic commerce. E-cash enables the exchange of digital coins with value assured by the bank’s signature and with concealed user identity. In an electronic cash system, a user can withdraw coins from the bank and then spends each coin anonymously and unlinkably. In this paper, we des...

Robert Agranoff School of Public and Environmental Affairs Indiana University-Bloomington, USA and Instituto Universitario Ortega y Gasset Madrid, SPAIN Asymmetry in governing receives a fair amount of attention in Spain. Late in 2004 the Basque Country parliament put forth the Ibarretexe plan (named after the regional premier Juan José Ibarretexe), that attempts to redefine devolved regional a...

This paper takes the potential release of online transaction market size as the starting point of research, and discusses how Chinese consumer perceived risks influence online payment willingness. This study divides consumer perceived risks of online payment into eight dimensions: Economic risk, Functional risk, Private risk, Security risk, Time risk, Service risk, Psychological risk and Social...

Blackmailing may be the most serious drawback of the known electronic cash systems offering unconditional anonymity. Recently, D.Kugler proposed an on-line payment system without trusted party to prevent blackmailing based on the idea of marking. In this paper, some disadvantages of D.Kugler’s scheme are analyzed and then a new online electronic cash scheme to prevent blackmailing is present by...

Cash-like payments in electronic commerce and at the traditional point of sale are expected to be beneficial, e.g., because of privacy protection, low transaction costs, and irrevocability. Therefore, we discuss how to design electronic cash in a way that it both mirrors the most important characteristics of traditional cash, but also fulfils the expectations which arise towards electronic mean...