Despite the importance of the business model in implementing strategy, this issue is less addressed than strategy. This important issue regarding banks' business model has received less attention, and research in Iran and other countries has caused a deprivation of knowledge. In addition to the scientific pathology of the business model in Iranian commercial banks, the present article seeks to ...

s/full/28.pdf). Ayalew, W., van Dorland, A. & Rowlands, J. 2004. Design, execution and analysis of the livestock breed survey in Oromia Regional State, Ethiopia. Addis Ababa and Nairobi. OADB (Oromia Agricultural Development Bureau) and ILRI (International Livestock Research Institute). DAGRIS. 2004. Domestic Animal Genetic Resources Information System (DAGRIS). J.E.O. Rege, W. Ayalew & E. Geta...

In a model of oligopolistic competition in the banking sector, we analyse how the monetary policy rule chosen by the Central Bank can in ̄uence the incentive of banks to set high interest rates on loans over the business cycle. We exploit the basic model to investigate the potential impact of EMU implementation on collusion among banks. In particular, we consider the possible e€ects of the Europ...

We show how the Pad e table can be utilized to develop a new lattice structure for general two-channel bi-orthogonal perfect reconstruction (PR) lter banks. This is achieved through characterization of all two-channel bi-orthogonal PR lter banks. The parameter space found using this method is unique for each lter bank. Similarly to any other lattice structure, the PR property is achieved struct...

This article describes a successful cloud community—BankID—established in Norway, with the cloud infrastructure shared and owned by the Norwegian banking industry. The set of capabilities running on the BankID industry cloud3 enables electronic identification (eID), authentication and electronic signing (e-signing). Using these capabilities, the Norwegian banks have generated significant busine...

This paper investigates whether competition in the Japanese banking sector has improved in the last quarter of the 20 century. By estimating the first order condition of profit maximization, together with the cost function and the inverse demand function, we found that competition had improved, especially in the 1970s and in the first half of the 1980s. The results fail to reject a Cournot olig...

We explore the network topology arising from a dataset of the overnight interbank transactions on the e-MID trading platform from January 1999 to December 2010. In order to shed light on the hierarchical structure of the banking system, we estimate di erent versions of a core-periphery model. Our main ndings are: (1) A core-periphery structure provides a better t for these interbank data than a...

In this paper we investigate the core-periphery structure of the Italian interbank market. We construct quarterly networks from a dataset containing all overnight interbank transactions on the e-MID trading platform from January 1999 to December 2010. In order to shed light on the hierarchical structure of the banking network, we estimate different versions of a core-periphery model. Our main n...

Cosine modulated lter banks are a well{known signal processing tool whose applicative eld ranges from coding, to ltering, to spectral estimation. Because of their peculiar structure (the impulse responses are obtained by modulating a prototype window with trigonometric functions) they are easy to design and have a low computation complexity. Their continuous{time counterpart, local cosine bases...

In 2008, an electronic cash scheme with multiple banks based on group signatures was proposed by Wang et al. They adopted a group blind signature scheme based on bilinear pairings to generate the electronic cash and it can be verified by the bilinear pairings operation. However, we find some security problems in their approach. By the way, the cost of communication and computation in their sche...