This paper examines the impact of bank efficiency on access to credit. We test hypothesis that higher efficiency, meaning a better ability banks operate at lower costs, favors credit for firms. To this end, we perform cross-country analysis with firm-level data and bank-level compute using sample about 54,000 firms from 76 countries. find greater improves The beneficial alleviate constraints ta...

Abstract The current study proposes a new DEA model to evaluate the efficiency of 39 Chinese commercial banks over period 2010–2018. paper also, in second stage, investigates inter-relationships between and some bank-specific variables (i.e. bank profitability, size, expenses management, traditional business non-traditional business) under Robust Endogenous Neural Network Analysis. findings sug...

In this paper we focus on the assumption of a common efficient frontier when performing an efficiency study for the banking sector. The fact that environmental factors that are not appropriately controlled may easily bias efficiency estimates. Fir s t, we es tima te a co mmo n cos t an d pr o fit f ro nt i e r. I n th i s firs t s ag e , as an i n novation to the literature, we use exogenously ...

The study investigates the effect of innovation on bank efficiency and difference in between Vietnam Pakistan banks. balanced panel data from 23 banks (7 16 Pakistan) 2011-2019 is aggregated State Bank Pakistan, Vietstock, MorningStar, World Bank, website quantitative models' estimation result processed by Pooled, Fixed-effect, Random-effect, Generalized Least Square approach, confirmed again T...