The following study is conducted to measure and compare the performance of 32 Indian banks, 21 public 11 private at two tiers during period 2008–2018. Industrial analysis both banking sectors in first tier, followed by an individual bank-level second tier. Data consists deposits, assets, equity as inputs outputs practicing data envelopment techniques. empirical results portray a mixed trend var...

This paper seeks to explain the role of bank capital in uctuations of lending and output. We build a continuous time model of an economy in which commercial banks nance their loans by deposits and equity, while facing issuance costs when they raise new equity. The dynamics of the loan rate and the volume of lending in the economy are driven by aggregate bank capitalization. The model has a uniq...

Monetary policy influences the economy through its effects on credit conditions facing households and firms, for example, the interest rates available on bank deposits and bank loans, and the cost of capital for firms, be it in the form of bank credit, debt issued on the capital market, or equity. While it is convenient for analytical purposes to assume that the monetary authority controls the ...

Beginning in 1959, Federal Reserve member banks were allowed to use both vault cash and deposits at Federal Reserve Banks to satisfy statutory reserve requirements. Prior to this time, member banks were restricted to satisfying required reserves solely with deposits at Federal Reserve Banks. Hence, member banks held currency in their vaults only to satisfy daily demands by depositors. Fluctuati...

Electronic cash has been playing an important role in electronic commerce. One of the desirable characteristics is its traceability, which can prevent money laundering and can find the destination of suspicious withdrawals. In this paper we develop a new scheme for untraceable electronic cash, in which the bank involvement in the payment transaction between a user and a receiver is eliminated. ...

The Upper Pleistocene submarine fan deposits in the Northern Gulf of Mexico have proven to be valuable targets for hydrocarbon exploration and extraction. The Garden Banks Area, 170 miles Southwest of Lafayette, Louisiana, is situated on the western flank of a submarine fan complex in the Northern Gulf of Mexico. The Garden Banks Area has producing wells in the Upper Pleistocene deep marine san...

In a version of the Diamond and Dybvig [3] model with aggregate uncertainty, we show that there exist an equilibrium with the following properties: all consumers deposit at the bank, all patient consumers wait for the last period to withdraw and the bank fails with strictly positive probability. Furthermore, we show that the probability of a bank failure remains bounded away from zero as the nu...