nowadays service industry plays an essential and significant role in economic growth and development of nations, while the role and importance of insurance industry as a supporting base of other industries is apparent. on the other hand, the world of insurance is rapidly changing and getting competitive and correct understanding of customers' requirements and their satisfaction are essentials f...

The driver gap acceptance and rejection behavior during mandatory lane changes on a multilane freeway are analyzed in this paper. Gaps are accepted or rejected based on comparison with a minimum value generally defined as the critical gaps. Critical gaps are estimated based on the accepted and rejected gaps observed in the field. Driver behavior can be classified as consistent or inconsistent o...

background: volume fraction (vf) and location of internal voids and gaps in relation to material type and cavity dimensions in ultraconservative restorations were investigated in this study. materials and methods: forty-eight round cavities of 1.3 mm mean diameter and 2.6 mm mean depth were made on buccal and lingual surfaces of recently extracted human teeth. these were fi lled and thermocycle...

Deadwood plays important roles in forest ecosystems by storing carbon, influencing hydrology, and provisioning countless organisms. Models for these processes often assume that deadwood does not move and ignore redistribution that occurs when trees fall. To evaluate the effects of treefall, we provide the first direct estimates for the magnitude, direction, and drivers of deadwood movement in a...

the internet has transformed the manner of conducting commercial transactions and has created regulatory gaps. these regulatory gaps may impact the effective development of electronic commerce. attempts are being made to regulate electronic contracts both at the national and international level. the present research analyses these attempts, in particular the electronic transaction legislation o...

UTC R157 Disclaimer The contents of this report reflect the views of the author(s), who are responsible for the facts and the accuracy of information presented herein. This document is disseminated under the sponsorship of s gaps were estimated using the maximum likelihood estimation method. This report utilizes lected by the NGSIM project. Abstract The driver gap acceptance and rejection behav...

In computer science fixpoints play a crucial role. Most often least and greatest fixpoints are sufficient. However there are situations where other ones are needed. In this paper we study, on an algebraic base, a special fixpoint of the function f (x) = a · x that describes infinite iteration of an element a. We show that the greatest fixpoint is too imprecise. Special problems arise if the ite...

The average middle aged woman goes through a volatile period of endocrine fluctuations as she passes through menopause and the stages that precede and follow it. Ovarian hormones are steroid hormones. They readily cross the cell and nuclear membranes and influence transcription of numerous genes. Such influences are tissue specific and state specific. In short, changes in ovarian hormones mean ...