At the end of 2012, almost one-fifth of owner-occupier mortgages were in arrears. A further five per cent not in arrears were classified as “restructured” loans. This Economic Letter looks at the impact of financial distress on household expenditure patterns by comparing the behaviour of households in mortgage distress with similar households in the general population. It finds that, controllin...

Utility regulators frequently focus as much or more on the distributional impact of electric rate structures as on their efficiency. The goal of protecting low-income consumers has become more central with recent increases in wholesale power costs and anticipation of significant costs of greenhouse gas emissions in the near future. These concerns have led to the widespread use of increasing-blo...

The present study estimated the impact of women’s participation in farming activities on labour demand, production of high value crops, household income and the number of cattle kept per household in Pakistan. The study was carried out in the rice wheat area of the Pakistani Punjab. The cross-sectional data set was collected from 106 female respondents both participating and not participating i...

This study uses heteroskedastic Tobit and Censored Least Absolute Deviations models to examine the impacts of dairy cow ownership on selected outcomes for a sample of 184 households in coastal Kenya. The outcomes examined include gross household cash income, gross non-agricultural income, consumption of dairy products, time allocated to cattlerelated tasks, number of labourers hired and total w...

Employing data from the China rural-urban mobility survey conducted in 2010, this study investigates the influence of family demographic characteristics on the income, life satisfaction, and potential for rural-urban mobility at the rural household level of two provinces of China: Shaanxi and Henan. A larger labor force in a rural household was found to reduce a family's ability or inclination ...

the study was designed to investigate the income distribution among rice-based farming households in okigwe agricultural zone of imo state, nigeria. a sample of 120 rice-based farmers was selected by multistage sampling technique. data were collected with a well structured questionnaire administered to 120 randomly selected rice farmers. data collected were analyzed using descriptive statistics...

BACKGROUND The Brazilian public health system, free and universal, should limit out-of-pocket health expenses. However, Brazil was reported as one of the countries with the highest proportion of families experiencing catastrophic expenditure. This study was designed to assess occurrence of high health spending in a low-income population, as well as the pattern of out-of-pocket health payments. ...

OBJECTIVE: This study investigated a) the amount and types of out-of-pocket expenditures by patients for nominally free services in a large public hospital in Bangladesh, b) the factors influencing these expenses, and c) the impact of these expenses on household income. METHODS: Eighty-one maternity patients were interviewed during their hospitalization in the Dhaka Medical College Hospital. Pa...

this study considered the production economics of coffee in pakuwa village development committee of parbat district, nepal. household survey was done in june 2014. data collection was done using semi-structured pre-tested questionnaire administered on 40 coffee producers selected randomly. gross margin analysis, profitability index and the benefit-cost ratio was used to analyze the production e...