Phishing is the combination of social engineering and technical exploits designed to convince a victim to provide personal information, usually for the monetary gain of the attacker. Phishing has become the most popular practice among the criminals of the Web. Phishing attacks are becoming more frequent and sophisticated. The impact of phishing is drastic and significant since it can involve th...

The main incentive for the use of electronic commerce (E-commerce) and spread on a large scale is that most of business activities need payment system. As E-commerce requires an efficient payment system which is stable and secure for supporting electronically commerce. This paper proposed to enforce SET, SSL protocols for encrypting e-payment information. It also presented several methods to ta...

Cloud computing systems offer an attractive alternative to traditional IT-systems, because of economic benefits that arise from the cloud’s scalable and flexible IT-resources. The benefits are of particular interest for SME’s. The reason is that using Cloud Resources allows an SME to focus on its core business rather than on IT-resources. However, numerous concerns about the security of cloud c...

Online banking and e-commerce applications have good protection against attacks directed direct towards their computer systems. This, the attacker has considered and instead use " social engineering " attacks, such as phishing to gain access to the information inside [1] [15] [20]. Phishing is a growing problem that many different companies are trying to develop a working protection against. Th...

We present a design for a Wi-Fi user-authentication token that tunnels data through the SSID field, packet timing, and packet length. Previous attempts to build an online-banking transaction-signing token have been only moderately successful, due in large part to usability problems. Average consumers, especially in the United States, are simply unwilling to transcribe strings of digits from PC ...

Services being developed by the EU Agentcities project require, and would benefit from having security. This paper focuses on analysing and specifying agent security services for an Agentcities e-Banking service. In this version of the service we have defined a set of requirements for core, general and Multi-Multi Agent Systems (MMAS) scenarios to support confidentiality, integrity, and authent...

Consumer data is asset to organizations. Analysis of consumers’ transactional data helps organizations to understand customer behaviors and preferences. Before organizations could capitalize on these data, they ought to have effective plans to address consumers’ privacy concerns because violation of consumer privacy brings long-term reputational damage to organizations. This paper proposes and ...

South Korean Internet banking systems have a unique way of enforcing security controls. Users are obliged to install proprietary security software – typically an ActiveX plugin that implements a bundle of protection mechanisms in the user’s browser. The banks and their software suppliers claim that this provides trustworthy user platforms. One side-effect is that almost everyone in Korea uses I...