Microfinance is a banking market in which operating costs are high, while non-performing loans (NPLs) rates low. While the existing literature tends to explain that high arise from provision of small loans, we argue excessive efforts control loan losses can also be contributing factor. Therefore, this article investigates relationship between NPLs and cost efficiency microfinance institutions (...

Bangladesh entered into the era of financial reform during the early 1980s. Most of the reforms initiated by the government have concentrated predominantly on the banking sector. Consequently, many changes relating to ownership, market concentration, regulatory measures and policies have taken place primarily to enhancing bank performance. In this regard, this study is undertaken to investigate...

The COVID-19 pandemic that has hit the entire world also had a major impact on banking industry at global level. Therefore, this study aims to examine effects of COVID- 19 pandemic, non-performing loans, and non-interest income in ASEAN-5 countries from first quarter 2020 fourth 2021. sample consists 86 banks listed capital markets Indonesia, Malaysia, Thailand, Singapore, Philippines. research...

Discriminant analysis is a classification method that can predict the group membership of a newly sampled observation. In discriminant analysis, classification of new observed data has an uncertainty. In this paper, the confidence degree is introduced to determine the confidence of classification of new observed data. Then, a Monte Carlo-based sensitivity analysis is applied to an assessment of...