Failure in bank corporate governance has been seen as a contributing factor to excessive risk-taking pre-crisis with devastating implications as risks realised during the financial crisis. Unfortunately, the empirical evidence on the impact of managerial incentives on bank crisis performance is scarce. Moreover, bank strategy has not previously been accounted for. Hence, this paper presents nov...

Can allowing foreign participation in the banking sector increase real output, despite the imperfectly competitive nature of the industry? Using a new model of heterogeneous, imperfectly competitive lenders and a simple search process, we show how endogenous markups (the net interest margin commonly used to proxy lending-to-deposit rate spreads) can increase with FDI while the rates banks charg...

Analyzing the correlation between banks’ assets and liabilities after the financial crisis has been focused by many countries. As the banks in Iran have proved to be the biggest financer required for the production sector, investigating the asset and liability portfolio and their correlation appears to be very important. In this paper, there has been an attempt to patronize the Iranian banking ...

Service quality is a powerful weapon which used by the marketers to differentiate their services from competitors. In this context, study investigates difference between banks in respect service dimension. SERVQUAL model has been selected measure Northern Province of Sri Lanka. Four main commercial were for study. Three hundred and fifty questionnaires issued data collection based on Convenienc...

The Committee expresses the desire to produce, on average, neither a net increase nor a net decrease in minimum regulatory capital, after allowing for operational risk. It is, however, difficult to see how, in practice, the Committee can calibrate the charges in such a way as to retain the current levels of capital, given the variety of approaches on offer, an uncertain migration path for many ...