Kevser Unal, Deny Susanti*, Muhammad Taher Department of Biomedical Science, Kulliyah of Science, International Islamic University Malaysia, Jalan Sultan Ahmad Shah, 25200 Kuantan, Pahang, Malaysia Department of Chemistry, Kulliyah of Science, International Islamic University Malaysia, Jalan Sultan Ahmad Shah, 25200 Kuantan, Pahang, Malaysia Department of Pharmaceutical Technology, Kulliyah of ...

Muslim-majority countries do not use formal financial services (Honohon 2007).1 Even when financial services are available, some people view conventional products as incompatible with the financial principles set forth in Islamic law. In recent years, some microfinance institutions (MFIs) have stepped in to service low-income Muslim clients who demand products consistent with Islamic financial ...

Department of Electrical and Computer Engineering, Parsian Institute of Higher Education, Qazvin, Iran E-mail: [email protected] Department of Computer Engineering, Faculty of Computer and IT, Islamic Azad University, Parand Branch, Parand, Tehran, Iran E-mail: [email protected] Department of Computer Engineering, Faculty of Engineering, Islamic Azad University, Karaj Branch, Karaj...

Islamic finance is a prohibitions-driven industry, which aims primarily to circumvent the canonical Islamic prohibitions of riba and gharar. The concepts of riba and gharar may best be understood as unbundled sales of credit and risk, respectively. An obvious solution is to adopt mutual structures for financial intermediaries of credit (e.g. banks) and risk (e.g. insurance companies), as early ...

<p><em>In Indonesia, most early childhood education institutions are affiliated with Muslim groups to educate future intellectuals who clerics or knowledgeable about religion and scientists advance science. This study aims determine how teachers of Islamic Kindergarten/Raudhatul Athfal integrate values into STEAM instruction. The qualitative phenomenological method was employed in t...

The rhetoric of Islamic banking – exemplified in this opening quote by one of the industry’s most prominent pioneers – is derived from its historical evolution as a model of two-tier silent partnership. In fact, Islamic banks have mimicked conventional bank assets – from receivables to bonds, with credit sale and lease-backed debt instruments. In the meantime, Islamic banks have continued to re...

1Biology Department, Faculty of Basic Sciences, Science and Research Branch, Islamic Azad University, Tehran, IR Iran 2Neurophysiology Research Center, Hamadan University of Medical Sciences, Hamadan, IR Iran 3Physiology Department, Medicine Faculty, Hamadan University of Medical Sciences, Hamadan, IR Iran 4Biology Department, Faculty of Basic Sciences, Hamadan Branch, Islamic Azad University, ...

The concept of Islamic or Shariah-compliant finance is based on core tenets of Islam concerning property rights, social and economic justice, wealth distribution, and governance. One of the key features of the system is prohibition of riba (interest) and gharar (ambiguous contracts or deals) (Kabir and Mahlkrecht 2011, 74; El-Gamal 2009, 58–60). There is consensus among scholars that the prohib...

1Department of Environmental Science, Faculty of Environment and Energy, Tehran Science and Research Branch, Islamic Azad University, Tehran, Iran 2Department of Environmental Engineering, Faculty of Environment and Energy, Tehran Science and Research Branch, Islamic Azad University, Tehran, Iran 3Department of Management, University of Tehran, Iran 4Department of Environmental Science, Faculty...