M any analysts view personal saving behavior, summarized by statistics such as the personal saving rate or household debt acquisition, as a key determinant of real economic activity. Some blame the recent sluggishness of output and employment growth on low personal saving in recent years. The low rate of personal saving leaves consumers unprepared for their customary role of pulling the economy...

background: one of the factors that can improve self-concept and performance of staff is professional maturity. professional maturity can also solve the problems of self-concept. the purpose of this paper was to identify the relationship between the dimensions of self-concept and professional maturity.   materials and methods: this relative applicable study was performed on all the personnel (n...

This research was conducted at PT. Unilever Indonesia Tbk which lasts for 6 (six) months. The problem in this study is the fluctuation or decrease and increase profit growth annually. method used a quantitative form of multiple linear regression analysis, correlation coefficient determination, F test t test. purpose to analyze determine effect current ratio, return on assets, gross margin, tota...

This study assessed the determinants of cash holdings quoted pharmaceutical firms in Nigeria from 2014-2022. Three hypotheses were formulated line with objectives study. Ex-post facto research design and panel data adopted for obtained fact books, annual reports account under Pearson coefficient correlation Panel least square regression applied test three aid E-View 9.0 statistical software. Fi...

black saxaul (haloxylon aphyllum) is one of the best options for rehabilitating drought affected desert lands. the species is remarkably adapted to the central dry environment ofiran and a major source of raising pasture productivity of the areas. progenies of 25 randomly selected black saxaul trees from four populations of the species were studied in a randomized complete block design with thr...

physical characteristics of different features in desert is a reflection of severe thermal and climatic conditions. in this paper, diurnal surface temperature patterns of important surface features in lut desert were studied and the relationship among different surfaces analyzed. diurnal trend in surface temperature of surface types, marl, dark sand, light sand, salt-affected soil, soul at 10 c...