----------------------------------------------------------------------ABSTRACT----------------------------------------------------------The steady growth in electronic transactions has promoted the Automated Teller Machine (ATM) thereby making it the main transaction channel for carrying out financial transactions. However, this has also increased the amount of fraudulent activities carried out...

Two-factor authentication delivers authentication through devices the customers have and the information (PIN) they already known. In today’s corporate environment, the need exists to ensure that only authorized individuals or customers gain access to critical devices or services offered. This paper looks more closely at the banking industry by reviewing trends in transactions, infrastructures ...

In this paper we describe the first decades of the history of the Swedish ATM (Automated teller machine). Sweden was one of the pioneers in using ATMs, starting with cash dispensers or cash machines in 1967. The first machine was made operational and shown to the press on July 6, 1967, in Uppsala at Upsala Sparbank, only one week after the first cash machine in the world was made operational in...

The ATM (automated teller machine) industry is interested in the impact on the human to computer interface when new transaction types or technologies are established. Cardless transactions and pre-staged transactions combined with mobile technology and/or biometric technologies allow a new customer experience on self-service terminals. We want to substantiate the impact of integrating mobile an...

Remittance has become a major contributor to the Bangladeshi economy. As emigrant workers from Bangladesh gradually increased over years, amount of annual remittance country significantly rose. In 1974, Wage Earners' Scheme was initiated in order help Non-resident Bangladeshis remit their earnings home through legal channels. The scheme soon became popular among working abroad. Some $11.8 milli...