This paper attempts to provide an understanding with respect to Islamic deposit facilities in Malaysia. Our illuminations are centered on current accounts, savings accounts and investment accounts. A brief note on negotiable Islamic certificates of deposit (NICD) is also provided. These deposit products are explained in terms of their definitions, features and return calculations. On the same n...

Holding on the deposit of funds are their transfer in cash or non-cash foreign, national currency, banknote bank currency and at expense owner for compliance under certain conditions accordance with contract.
 The agreement is concluded writing. If bank's certificates other documents that meet requirements legislation, regulations provisions which corresponds to written form (bank rules) c...

sorkheh-dizaj apatite-iron oxide deposit is located 32 km southeast of zanjan. the area is situated within the tarom subzone of western alborz-azarbaijan structural zone. the oldest units at the sorkheh-dizaj area are eocene trachyte, trachyandesite, olivine basalt and volcanoclastic brecciate tuff and lapilli tuff which intruded by a quartz-monzonite, monzonite and granite subvolcanic pluton o...

BACKGROUND & OBJECTIVES Making centrifuged deposit smears from sputum to detect acid-fast bacilli (AFB) is considered hazardous. We carried out this study to stain the centrifuged deposits with carbol-fuchsin in sputum containers and to decolourize and counterstain their smears made on glass slides. METHODS The centrifuged deposits of 180 sputum samples from pulmonary tuberculosis patients we...

OnApril 1, 2002, the Japanese government lifted a blanket guarantee of all deposits and began limiting the coverage of time deposits. This paper uses this deposit insurance reform as a natural experiment to investigate the relationship between deposit insurance coverage and market discipline. I find that the reform raised the sensitivity of interest rates on deposits, and that of deposit quanti...

We thank the World Bank for funding and Asli Demirguc-Kunt and participants at the World Bank conference on deposit insurance for their comments and suggestions. The views expressed are the authors' own and do not necessarily reflect those of the World Bank, its Board of Directors, or the countries they represent.

The subject of government bank regulation is intimately intertwined with that of government deposit insurance. If the government is to insure bank deposits, it should also have some say in the risks that insured banks are allowed to take, otherwise it would leave itself wide open to unlimited potential losses. John H. Kareken (in this issue) comes close to arguing that banks without government ...