The US Food and Drug Administration has registered 13 multiple sclerosis (MS) disease-modifying therapies (DMTs). The medications are not interchangeable as they vary in route of administration, efficacy, and safety profile. Selecting the appropriate MS DMT for individual patients requires shared decision-making between patients and neurologists. To reduce costs, insurance companies acting thro...

OBJECTIVES The aim of this study was to investigate: (i) the frequency and patterns of radiographic OA (ROA) in the thumb joints; and (ii) associations between thumb ROA and the clinical characteristics of thumb OA in older adults with hand pain or problems. METHODS Participants were 592 community-dwelling older adults with hand pain or hand problems who attended a research clinic. Hand X-ray...

this paper presents an integrated data envelopment analysis (dea) – principal component analysis (pca) – analytical hierarchy process (ahp) to achieve the efficiency scores and ranks of the insurance companies. fourteen insurance companies with thirteen input and output variables have been considered for the purpose of this study. since the dea model is sensitive to the number of variables in c...

We analyze the use of information in a repeated oligopolistic insurance market. To sustain collusion, insurance companies might refrain from changing their pricing schedules even if new information about risks becomes available. We therefore provide an explanation for the existence of “unused observables” – that is information which a) insurance companies collect or could collect, b) is correla...

The paper presents a simulation tool for automated interactions between insurance companies and their clients during the travel insurance buying process. Insurance deal evaluation model using price and insured risks has been developed based on the study of the Latvian insurance market. The proposed model is used together with well-known agent auction protocols, thus providing a multi-agent nego...

The present study carried out to examine the relationship between ownership structure, board independence and firm performance of eighty listed firms at KSE for the period of 2005-2009. Performance is evaluated with the help of market based and accounting based performance measures. Marris ratio and Tobin‟s Q are used as estimators of market performance, while ROA, ROE has been used as accounti...

Recent advances in information technology and regulatory policies have changed the way firms do business in the insurance industry. Information technology has increased insurance companies’ access to information about consumer riskiness, thereby enabling the implementation of more effective organizational strategies. For example, health insurance companies may use genetic testing technologies t...

The paper seeks to establish whether Maslowian theory of hierarchy human needs, in concert with other factors, could be a valid explanation for the observed poor insurance buying behaviour most Nigerians. Relying mainly on literature evidence it was that, given poverty level country, an average Nigerian would concerned more his existential needs than bother about security which decision relates...

Background: Benevolent marketing is one of the new and ethical strategies of marketing businesses to create special value for the customer, according to which a direct relationship between selling the product and helping the business to a charity or charity is defined and promoted to fulfill responsibility. Becomes corporate social. The main purpose of this article is to identify and rank benev...