The country's macroeconomic conditions, whether directly and indirectly will influence the development of financial banking sector. This study aims to determine effect internal company variables consisting BOPO, ROA, money supply, unemployment rate on non-performing loans (NPL) in Indonesian banking, especially Regional Development Banks (BPD). sampling technique used is purposive technique. Th...

Following the financial and debt crises in euro area global COVID pandemic, governments supported their economies by increasing borrowing accumulating with ambiguous long-run effects on non-performing loans (NPLs). We empirically investigate determinants of NPLs using quarterly (2003Q1-2020Q2) aggregate data for Greece applying autoregressive distributed lag (ARDL) bounds testing approach. offe...

Loans are the largest source of income from banks compared to other sources income. To ensure bank continuity, Bank must exist interest on loans, reaching almost 95% all activities. For companies and that apply loan differences, loans receivables which cash is delayed in receipt. Having problem can weaken a bank's financial condition. In general, two factors cause problems with namely internal ...

Abstract Frequent changes in fiscal policies are the main cause of credit risk. To prevent households from increasing their non-performing loans, government can use various and instruments. One these tools is tax regulations, with a particular focus on value-added tax. This paper examines whether have affected household loans Turkey over period 2017 to 2021. acquire meaningful empirical results...

This study proposes to obtain empirical evidence whether profitability has a negative effect on non-performing loans, income diversification positive bank capital and liquidity loans. The sample used in this research are 28 banking companies listed the Indonesia Stock Exchange during 2017-2019 period. Sampling was carried out using purposive sampling technique data were processed Eviews 10 soft...

This paper investigates the e¤ects on the asset market of bank actions in dealing with their non-performing loans. It is demonstrated that liquidation of bad loans may not be as detrimental to asset prices as commonly argued, because funds recouped from liquidation can be recycled into new loans which support the asset market. While capital regulation protects the health of banks, it may limit ...