There is relatively little known about the m-banking use by the rural small and medium enterprises (SMEs) in Bangladesh. This research fills the gap by presenting the key advantages of using mbanking by the rural SMEs that a bank can offer in Bangladesh. The research also reports on the critical country-level factors, organizational success factors and obstacles in m-banking adoption for rural ...

We present here, a novel network architecture called MergeNet for discovering small obstacles for on-road scenes in the context of autonomous driving. The basis of the architecture rests on the central consideration of training with less amount of data since the physical setup and the annotation process for small obstacles is hard to scale. For making effective use of the limited data, we propo...

Inter-organizational co-operation among networks of small and medium-sized enterprises (SMEs) is seen as an opportunity for these companies to hold their ground under the increased competition caused by global markets [1]. For the analysis of this complex topic the Institute of Computer Science and Social Studies (IIG) of the University of Freiburg, Germany, developed a theoretical, hypotheses-...

Whenever several therapeutic options exist, multidisciplinary decision-making is beneficial for the patient and for society at large. The main obstacles to the establishment of heart teams in Portugal are organizational and logistical. Implementing a heart team approach entails definition of the situations requiring multidisciplinary discussion, creation of clear lines of communication, written...

This paper investigates two behavioral properties of choices between gambles: branch independence and distribution independence. Branch independence is the assumption that probability-outcome branches that are identical in two gambles being compared should have no effect on preference order. In the test of distribution independence, two middle outcomes of fixed probability are sandwiched betwee...

In this paper, we study the transition from planned venture to operational start-up in the emergent independent power sector. While planned ventures face tremendous obstacles in assembling the resources necessary to begin operations, we hypothesize and show that formal certification from authorized actors increases the likelihood of making this transition. Moreover, we find that the effects of ...