The paper assessed linkage amongst governance mechanisms and efficiency of insurers in Kenya over 8 year period from 2013 to 2020. study estimated the using DEA approach light previous literature during first stage. During second stage, bias-corrected scores were regressed against corporate (CG) proxies control variables SW (2007) on a sample 53 insurers. Using this two-stage, bootstrapping app...

The paper highlights risks that accompany losing a locked iOS device regarding confidentiality of passwords stored in the keychain. It presents results of handson tests that show the possibility for attackers to reveal some of the keychain entries. For the described approach, the knowledge of the user’s secret passcode is not needed, as the protection provided by the passcode is bypassed.

This paper studies a market for medical product in which there is perfect competition among health insurers, while the good sold by monopolist. Individuals differ their severity of illness and ex post moral hazard. We consider two regimes: one insurers use coinsurance rates (ad valorem reimbursements) copayments (specific reimbursements). show that induced equilibrium with involves lower produc...

This study explores how the technology investments of a sample U.S. property-liability insurers affected their performance during InsurTech wave. The critical question is whether insurers' InsurTech-oriented strengthen competitive advantages, resulting in improved firm performance. reveals that have significant detrimental influence on short-term Intriguingly, empirical findings indicate strong...