his study aims to offer a model of propensity toward indebtedness using behavioral factors from 384 indebted customers of Maskan bank in Tehran. A questionnaire comprising 41 questions was administered. The questionnaire addressed demographic variables and seven behavioral factors: financial literacy, risk perception, risk behavior, emotion, materialism, indebtedness, and money-related values. ...

Microfinance institutions are considered as an effective tool for achieving the objective of financial inclusion. To achieve this objective it is necessitate that MFIs should be sustainable while reaching the poorest of poor. After the Andhra Pradesh Microfinance Crisis, 2010 sustainability and outreach of MFIs in India is doubtful and questionable. Present paper attempts to look into various d...

A pulsed crossed beam technique is used to measure ionization cross-sections of metallic atoms. Relative values of cross-sections of single, double and triple ionization of magnesium have been successfully measured with good accuracy over the 0-700 eV range. Absolute values of cross-sections have been obtained by normalization to a theoretical value at high electron energy. Results are compared...

The paper examines the role of executive compensation in inducing management behavior that triggers private securities litigation. Incentive pay in the form of options is found to increase the probability of securities class action lawsuits, holding constant a wide range of other firm characteristics. In contrast, base pay levels and share ownership do not have a significant impact on lawsuit i...

Health impact assessment (HIA) is a prospective decision-making aid tool that aims to improve the quality of policies, programmes or projects through recommendations that promote health. It identifies how and through which pathways a decision can impact a wide range of health determinants and seeks to define the distribution of effects within populations, thereby raising the issue of equity. HI...

People expressed many different reactions to the events of September 11th, 2001. Some of these reactions were clearly negative, such as political intolerance, discrimination, and hate crimes directed toward targets that some, if not many, people associated with the attackers. Other reactions were more positive. For example, people responded by donating blood, increasing contributions of time an...

Electronic journal (e-journal) publishing has started to change the ways we think about publishing. However, many scholars and scientists in the mind and brain sciences are still ignorant of the new possibilities and ongoing debates. This paper will provide a summary of the issues involved, give an update of the current discussion, and supply practical information on issues related to e-journal...