abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...

the present paper deals with criminal issues. for example, legal injunction on the necessity of returning a deposit has a legal nature and legal injunction on the punishment of those who breach the trust has a criminal nature. existing social issues are the basis of classification of some instances into the issue, some of which are based on variation and others on quality. therefore, the motiva...

در این پایان نامه، ساختارهایی برای طراحی و پیاده سازی گیت های منطقی تمام نوری بر مبنای بلورهای فوتونی ارائه شده است. ساختار بلور فوتونی، از شبکه ی مربعی دوبعدی از میله های دی الکتریک در بستر هوا، تشکیل شده است. میله ها از دو ماده ی ایندیم فسفاید (inp) و ترکیب خاصی از شیشه های کالکوجناید (chalcogenide glasses) تشکیل شده است. این دو ماده، ضریب شکست یکسانی دارند، اما ضرایب اثر غیرخطی آن ها متفاوت ...

abstract: postmethod is a newly developed pedagogy which as an alternative to method rejects the notion of good or bad methods and the concept of best method that can be generalized and appropriate for all contexts. instead, it treats each context as unique and one of a kind which cant be compared with other cases. this study is a postmethod-oriented one which investigates whether and how far t...